Senior Underwriter (Life & Health) - India

SCOR Group; Mumbai; On-site; INR 1,500,000 - 2,500,000; Full time

Job summary

SCOR SE India Branch invites applications for a Senior Underwriter, Life & Health. The role entails underwriting and claims handling, client servicing and contributing to market research, training, and audits for the India team.

You will implement underwriting policies, manage risk, and ensure compliance with SCOR Global Life guidelines. Based in Mumbai, this position requires extensive domain experience and leadership in underwriting and claims.

Qualifications

• Minimum 10 years of relevant experience in insurance/reinsurance.
• Experience in Health and/or Life Insurance (Underwriting & Claims).
• Degree in Science, Pharmaceutical science, MBBS, BAMS or BHMS.
• ACII, LOMA, CLU and other relevant professional qualifications required.
• Strong presentation, verbal and written communication and organization skills.
• Ability to adapt to changes in business needs, work independently and adhere to deadlines.
• Excellent problem-solving skill.

Responsibilities

• To implement SCOR’s underwriting policy and principles and ensure that risks are assumed on a sound and profitable basis.
• Ensure that the underwriting and claims conforms with SCOR Global Life underwriting and claims guidelines
• Underwriting proposals within defined authority and TAT
• Processing of claims within defined authority and TAT
• Referring cases beyond authority to Head of Underwriting & Claims
• Conduct audits of the underwriting and claims practices of the direct companies.
• Analyze and determine the client’s training requirements in underwriting and claims, and provide customized training accordingly.
• Participate in new product development and formulate underwriting and claims guidelines aligned with SCOR’s underwriting and claims philosophy.
• Involvement in treaty preparation and assessment of underwriting and claims MIS
• To track regulatory development in the India market, study it’s impact and ensure that SCOR India is compliant
• Stay informed of industry trends, regulatory changes, and emerging risks, sharing insights and potential business impacts with the broader team
• Work closely with business development team to enhance client relationships and new business opportunities
• Work closely with the claims and the underwriting department of the client companies and brokers.
• Maintain interaction with other departments across SCOR (e.g. business development in Singapore and India) in order to contribute to multi-function projects

Skills

Medical underwriting

Claims handling

Client servicing

Analytical thinking

Communication skills

Problem solving

Education

MBBS / BAMS / BHMS or science degree

ACII / LOMA / CLU

Job description

Trending

Job Description

As a Senior Underwriter, Life & Health, you will be r esponsible for underwriting and claims, client servicing, support of marketing research, claims & audit, training for SCOR SE India Branch.

• Contributing to all aspects of risk management (underwriting and claim) work within SCOR to ensure that the India team meets its goal.
• Supporting to manage the day-to-day case volumes and establish SCOR’s brand with clients on the underwriting and claims servicing including training and client audits

Responsibilities

Key duties and responsibilities

Main Scope

To implement SCOR’s underwriting policy and principles and ensure that risks are assumed on a sound and profitable basis.

Ensure that the underwriting and claims conforms with SCOR Global Life underwriting and claims guidelines

Underwriting proposals within defined authority and TAT

Processing of claims within defined authority and TAT

Referring cases beyond authority to Head of Underwriting & Claims

Conduct audits of the underwriting and claims practices of the direct companies.

Analyze and determine the client’s training requirements in underwriting and claims, and provide customized training accordingly.

Participate in new product development and formulate underwriting and claims guidelines aligned with SCOR’s underwriting and claims philosophy.

Involvement in treaty preparation and assessment of underwriting and claims MIS

To track regulatory development in the India market, study it’s impact and ensure that SCOR India is compliant

Stay informed of industry trends, regulatory changes, and emerging risks, sharing insights and potential business impacts with the broader team

Relationship

Work closely with business development team to enhance client relationships and new business opportunities

Work closely with the claims and the underwriting department of the client companies and brokers.

Maintain interaction with other departments across SCOR (e.g. business development in Singapore and India) in order to contribute to multi-function projects

Qualifications

Required experience & competencies

• Minimum 10 years of relevant working experience in insurance/reinsurance fields, in the areas of medical underwriting and claims.
• Experience in Health &/or Life Insurance (Underwriting & Claims)
• Degree in Science, Pharmaceutical science, MBBS, BAMS or BHMS
• ACII, LOMA, CLU and other relevant professional qualifications required
• Good Understanding of the India Market from risk and client perspective; Pleasant personality, self-motivated andgood contacts in the market
• Ability to present on local & regional level
• Strong presentation, verbal and written communication and organization skills.
• Determined, Creative and Results orientated
• Excellent problem-solving skill
• Ability to adapt to changes in business needs, work independently and adhere to deadlines
• Job Category Medical underwriting & claims
• Posting Date 07/29/2026, 10:02 AM
• Locations 6th Floor No.63 North Avenue 2, Mumbai, 400051, IN

About Us

As a leading global reinsurer, SCOR offers its clients a diversified and innovative range of reinsurance and insurance solutions and services to control and manage risk. Applying “The Art & Science of Risk,” SCOR uses its industry-recognized expertise and cutting-edge financial solutions to serve its clients and contribute to the welfare and resilience of society in around 160 countries worldwide.

Working at SCOR means engaging with some of the best minds in the industry – actuaries, data scientists, underwriters, risk modelers, engineers, and many others – as we work together to find solutions to pressing challenges facing societies.

As an international company, our common culture is defined by “The SCOR Way.” Serving both to build momentum that drives the Group forward and as a compass to guide our actions and choices, The SCOR Way is anchored by five core values, reflecting the input of employees at all levels of the Group. We care about clients, people, and societies. We perform with integrity. We act with courage. We encourage open minds. And we thrive through collaboration.

SCOR supports inclusion and the diversity of talents, and all positions are open to people with disabilities.