Senior Test Engineer

QualityKiosk; Navi Mumbai; On-site; INR 1,200,000 - 1,800,000; Part time

Job summary

QualityKiosk in Navi Mumbai is seeking a Senior Test Engineer to lead RBI IRAC/NPA testing initiatives in Banking & Financial Services. You will validate NPA classifications, DPD calculations, provisioning, and income recognition logic, coordinating with RBI compliance requirements.

The role requires 6–7 years of relevant experience, strong SQL/data validation skills, and familiarity with Test Calibre/JIRA/ALM.

Qualifications

• 6–7 years of Banking/FS testing experience.
• Strong RBI IRAC/NPA expertise.
• Experience in RBI provisioning and asset classification.
• Proficient in SQL data validation and test data management.
• Familiarity with test management tools like Test Calibre/JIRA/ALM.
• Excellent communication and stakeholder management.

Responsibilities

• Lead testing for RBI IRAC, NPA, ECL and Asset Classification initiatives.
• Validate borrower-level NPA classification, DPD calculations, provisioning and income recognition logic.
• Perform requirement analysis, test strategy, test scenario design, functional and system integration testing.
• Validate ENPA/NPA engine integrations with CBS, DWH, Loan Systems and downstream applications.
• Execute SIT, UAT support, regression testing and defect management.
• Review test cases, mentor junior testers and coordinate with Business, Risk, IRAC and Technology teams.
• Validate RBI compliance, audit observations, restructuring, co-borrower, provisioning and regulatory reporting changes.

Skills

IRAC/NPA expertise

RBI guidelines knowledge

ECL framework

DPD calculations

NPA provisioning

SQL data validation

Test management tools

Stakeholder management

Tools

Test Calibre

JIRA

ALM

Job description

Senior Test EngineerR-0045954-01MS - Banking & FSNavi MumbaiPosted On 14 Oct 2026End Date 13 Dec 2026Required Experience6 - 7 yearsBasic SectionNo. Of Openings1DesignationSenior Test EngineerClosing Date 13 Dec 2026OrganisationalMainBUQuality EngineeringSub BUMS - Banking & FSCountryIndiaRegionIndiaStateMaharashtraCityNavi MumbaiWorking LocationAiroliClient LocationNASkillsSkillBankingHighest EducationNo data availableCERTIFICATIONNo data availableWorking LanguageNo data availableJOB DESCRIPTION1. Quality Analyst (6-7 Years) – 4 months Experience 6-7 years in Banking/Financial Services Testing with minimum 3+ years in RBI IRAC/NPA/ECL/Provisioning domain. Key Responsibilities · Lead testing for RBI IRAC, NPA, ECL and Asset Classification initiatives. · Validate borrower-level NPA classification, DPD calculations, provisioning and income recognition logic. · Perform requirement analysis, test strategy, test scenario design, functional and system integration testing. · Validate ENPA/NPA engine integrations with CBS, DWH, Loan Systems and downstream applications. · Execute SIT, UAT support, regression testing and defect management. · Review test cases, mentor junior testers and coordinate with Business, Risk, IRAC and Technology teams. · Validate RBI compliance, audit observations, restructuring, co-borrower, provisioning and regulatory reporting changes. Mandatory Skills · Strong IRAC/NPA expertise as per RBI guidelines. · Working knowledge of ECL framework, DPD, SMA, NPA, Asset Classification and Provisioning. · Banking products: TL, CC/OD, Retail Loans, MSME, Corporate Lending, Agri Loans, Credit Cards. · SQL and data validation skills. · Experience in Test Management tools (Test Calibre/JIRA/ALM or equivalent). · Excellent stakeholder management and communication skills. Preferred · Exposure to Finacle or other CBS platforms. · Knowledge of RBI automation and regulatory compliance frameworks.