Senior Relationship Manager

PeopleStrong Pte Ltd; Chhatrapati Sambhajinagar District; On-site; INR 250,000 - 450,000; Full time

Job summary

PeopleStrong Pte Ltd is seeking a driven Loan Officer for the Secured Lending division. You will source Home Loans (HL) and Loan Against Property (LAP), guiding customers throughout the loan lifecycle from initial sourcing to disbursement.

You will assess financial profiles, ensure credit policy adherence, and coordinate with internal teams to achieve speedy sanction while maintaining compliance and service quality.

Qualifications

• Sourcing and selling Home Loans (HL) and Loan Against Property (LAP).
• Understand customer financials to suggest suitable loan products.
• Maintain RBI/KYC/AML compliance and NBFC credit norms.

Responsibilities

• Generate new business leads for HL and LAP via direct sales, networking and field visits.
• Build and maintain relationships with DSA, builders, real estate developers, CA and valuers.
• Assess customer profiles and credit needs to propose appropriate loan products.
• Conduct preliminary due diligence, field visits, and PDs to assess repayment capacity.
• Collect, verify and compile mandatory KYC and property documents per NBFC norms.
• Coordinate with credit, legal and technical teams to ensure timely sanction and discharge.
• Track files from login to disbursement and monitor early-stage collections and EMI clearances.

Skills

Sales

Home Loans

LAP

Motivation

Active listening

Team work

Communication

Mortgage Banking

Finance

Manage Client Expectations

Education

12th pass

Job description

Sales Home loan LAP Motivation Active listening Team work Communication Mortgage Banking Finance Manage Client Expectations

12th

Job Description

We are seeking a driven and results-oriented Loan Officer to join our growing Secured Lending division. In this role, you will be responsible for driving the sales and sourcing of Home Loans (HL) and Loan Against Property (LAP). You will act as a primary financial advisor to our customers, guiding them through the entire loan lifecycle—from initial sourcing and financial assessment to final disbursement—while ensuring adherence to credit policies and regulatory compliance.

Key Responsibilities

Customer Acquisition & Sourcing:

Generate new business leads for Home Loans and Loans Against Property (LAP) through direct sales, local networking, and field visits.

Establish and maintain strong working relationships with channel partners, including Direct Selling Agents (DSA), builders, real estate developers, chartered accountants (CA), and property valuers.

Loan Structuring & Financial Assessment:

Understand customer financial profiles, income sources (salaried and self-employed/business owners), and credit requirements to suggest suitable loan products.

Conduct preliminary due diligence, field investigations, and personal discussions (PDs) to assess the repayment capacity and creditworthiness of applicants.

Documentation & Application Processing:

Collect, verify, and compile mandatory KYC, property documents, and financial records (ITRs, banking statements, balance sheets) as per NBFC credit norms.

Coordinate with internal credit, legal, and technical teams to ensure smooth processing and speedy sanction of files.

Track files from login to disbursement, ensuring turnaround times (TAT) are minimized.

Maintain healthy portfolio quality by monitoring early-stage collections and ensuring timely EMI clearances.

Ensure strict compliance with Reserve Bank of India (RBI) guidelines, company policies, and Know Your Customer (KYC)/Anti-Money Laundering (AML) standards.