Senior Rating Analyst (MCG)

Crisil; Ahmedabad District; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Crisil Ratings seeks a Senior Rating Analyst (MCG) in Ahmedabad to drive credit analysis, rating decisions, and client management for mid-corporate bank loans. You will engage with corporate management to understand business models and communicate the final rating to clients.

Role includes rigorous financial analysis, benchmarking against peers, and preparing cogent rating reports. You will contribute to thought leadership and ensure timely delivery, with ownership of key client accounts.

Responsibilities

• Credit Analysis, Credit Rating, Credit Underwriting and Client Management/ Stakeholder Management.
• Discuss with the key management personnel of the corporates being rated to understand their strategy and business model.
• Communicate the final Rating to the client.
• Analyse Company’s financial performance which includes past financial and business performance & Benchmark these against peers performance.
• Project future performance of the company.
• Undertake rigorous credit risk analysis encompassing industry / business research and financial analysis of various large corporates.
• Assign Ratings and prepare reports that cogently capture the rationale behind the rating.
• Make credit rating recommendation to the Rating Committee.
• Ensure adherence to timelines.
• Maintain a high quality of analytics and rating committee presentation.
• Complete ownership of a client account. Responsible for all day-to-day operations of the account. Interfacing clients for all operational activities.
• Should support the manager in day-to-day activities.
• Team & account management would include, but not limited to training & development of the team, coaching, sharing of best practices, providing feedback, etc.
• Undertake regular liaison with client management and analyst teams to gauge feedback and satisfaction.
• Supporting thought leadership and content building exercises in Mid Corporate Segment.

Job description

Job Title- Senior Rating Analyst (MCG)

Division – Crisil Ratings

Vertical – Mid-corporate Bank Loan Rating

Location – Ahmedabad

• Credit Analysis, Credit Rating, Credit Underwriting and Client Management/ Stakeholder Management.
• Discuss with the key management personnel of the corporates being rated to understand their strategy and business model.
• Communicate the final Rating to the client.
• Analyse Company’s financial performance which includes past financial and business performance & Benchmark these against peers performance.
• Project future performance of the company.
• Undertake rigorous credit risk analysis encompassing industry / business research and financial analysis of various large corporates.
• Assign Ratings and prepare reports that cogently capture the rationale behind the rating.
• Make credit rating recommendation to the Rating Committee.

Roles & Responsibilities-

• Ensure adherence to timelines.
• Maintain a high quality of analytics and rating committee presentation.
• Complete ownership of a client account. Responsible for all day-to-day operations of the account. Interfacing clients for all operational activities.
• Should support the manager in day-to-day activities.
• Team & account management would include, but not limited to training & development of the team, coaching, sharing of best practices, providing feedback, etc.
• Undertake regular liaison with client management and analyst teams to gauge feedback and satisfaction.
• Supporting thought leadership and content building exercises in Mid Corporate Segment.