Senior Rating Analyst - MCG Analytical Team

Crisil; Mumbai; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Crisil is seeking a qualified professional in Mumbai to manage client accounts, perform robust credit risk analysis, and present ratings to clients and the Rating Committee. You will interface with corporate management, assess financial performance, and benchmark against peers, while ensuring timely delivery and high-quality analytics.

You will lead a small team of analysts, guide day-to-day activities, and contribute to thought leadership in the mid-corporate segment.

Qualifications

• Responsibilities include client management and stakeholder communication.
• Strong analytical ability to assess financial performance and risk.
• Ability to mentor junior analysts and manage an account team.

Responsibilities

• Client Management / Stakeholder Management.
• Discuss with key management personnel to understand strategy and business model.
• Communicate the final Rating to the client.
• Analyse company’s financial performance and benchmark against peers.
• Project future performance of the company.
• Undertake rigorous credit risk analysis including industry and financial analysis.
• Assign Ratings and prepare rationale for rating committee.
• Ensure adherence to timelines and high-quality analytics.
• Complete ownership of a client account and day-to-day operations.
• Handhold 1-2 junior analysts and support the manager.
• Train and develop the team, provide feedback and share best practices.
• Liaise with client management and analyst teams for feedback and satisfaction.

Job description

• Client Management / Stakeholder Management.
• Discuss with the key management personnel of the corporates being rated to understand their strategy and business model.
• Communicate the final Rating to the client.
• Analyse Company’s financial performance which includes past financial and business performance & Benchmark these against peers performance.
• Project future performance of the company.
• Undertake rigorous credit risk analysis encompassing industry / business research and financial analysis of various large corporates.
• Assign Ratings and prepare reports that cogently capture the rationale behind the rating.
• Make credit rating recommendation to the Rating Committee.
• Ensure adherence to timelines.
• Maintain a high quality of analytics and rating committee presentation.
• Complete ownership of a client account. Responsible for all day-to-day operations of the account. Interfacing clients for all operational activities.
• Handholding of 1-2 junior analysts. Should support the manager in day-to-day activities.
• Team & account management would include, but not limited to training & development of the team, coaching, sharing of best practices, providing feedback, etc.
• Undertake regular liaison with client management and analyst teams to gauge feedback and satisfaction.
• Supporting thought leadership and content building exercises in Mid Corporate Segment