Credit Rating Analyst

CRISIL Ltd; Bengaluru; On-site; INR 1,200,000 - 2,200,000; Full time

Job summary

CRISIL Ltd invites applications for a Sr Rating Analyst (Credit Rating) role based in Chennai. The position focuses on credit analysis, underwriting, and client management to deliver credible ratings. You will analyze financial performance, compare with peers, and project future performance while preparing cogent rating reports.

Responsibilities include client liaison, reporting to the Rating Committee, and ensuring high-quality analytics with timely delivery.

Qualifications

• Credit analysis, rating and financial analytics skills are required.

Responsibilities

• Analyze credit risk and assign ratings for large corporates.
• Discuss corporate strategy and business models with key management.
• Communicate final rating to clients and stakeholders.
• Project future performance and benchmark against peers.

Skills

Credit Analysis

Credit Rating

Financial Analysis

Client Relationship Management

Education

MBA/CA

Job description

Job Title

Sr Rating Analyst (Credit Rating) Department None Job Description Job Title- Rating Analyst (Credit Rating) Location – Chennai Division – Crisil Ratings Vertical – Mid-corporate Bank Loan Rating

Role

• Credit Analysis, Credit Rating, Credit Underwriting and Client Management/ Stakeholder Management.
• Discuss with the key management personnel of the corporates being rated to understand their strategy and business model.
• Communicate the final Rating to the client.
• Analyse Company’s financial performance which includes past financial and business performance & Benchmark these against peers performance.
• Project future performance of the company.
• Undertake rigorous credit risk analysis encompassing industry / business research and financial analysis of various large corporates.
• Assign Ratings and prepare reports that cogently capture the rationale behind the rating.
• Make credit rating recommendation to the Rating Committee.

Roles & Responsibilities

• Ensure adherence to timelines.
• Maintain a high quality of analytics and rating committee presentation.
• Complete ownership of a client account.
• Responsible for all day-to-day operations of the account. Interfacing clients for all operational activities.
• Team & account management would include, but not limited to training & development of the team, coaching, sharing of best practices, providing feedback, etc.
• Undertake regular liaison with client management and analyst teams to gauge feedback and satisfaction.
• Supporting thought leadership and content building exercises in Mid Corporate Segment

Open Positions

1

Mandatory Skills

Credit Analysis,Credit Rating,Financial Analysis,Client Relationship Management

Education Qualification

MBA/CA

Experience

1 to 3 years