Senior Product Manager

PayU; Dadri; On-site; INR 1,200,000 - 2,100,000; Full time

Job summary

PayU in Mumbai seeks an Associate Product Manager for the Lending Platform to drive strategic development and revenue growth in a regulated environment. You will own loan origination, KYC, onboarding, and API-based integrations, collaborating with multiple teams to deliver scalable product solutions.

You will analyze market trends, define requirements, and manage the lifecycle from concept through sprint delivery to rollout, ensuring compliance and customer value.

Qualifications

• Bachelor's degree in STEM fields.
• 5+ years of product management experience in fintech/lending.
• Experience with growth hacking, performance marketing, or conversion optimization.
• Hands-on UX building with Figma and AI tools like ChatGPT and Claude Code for rapid journeys.
• Preferred experience with BRE and understanding of credit underwriting, repayments and collections.

Responsibilities

• Define and prioritize product requirements and roadmaps for the platform, aligning with business goals.
• Hands-on work with the database to understand product data flow and solve for business, operations and compliance needs.
• Collaborate with cross-functional teams to launch new features that scale loans business.
• Conduct market and competitive analysis to identify trends and opportunities for platform improvements.
• Define and analyze metrics that drive success of product shipments.
• Engage with customers and internal teams to gather and address feedback.
• Coordinate with other product managers and stakeholders for cohesive strategy.
• Manage the product lifecycle from concept to sprint executions to rollout across cross-functional teams.

Skills

Product management

Fintech / Lending

Growth hacking

UX design tools

APIs & cloud

JIRA/Agile/Scrum

Strategic thinking

Communication

Cross-functional collaboration

Education

Bachelor's degree in STEM fields

Tools

Figma

ChatGPT

Claude

Job description

Job Description:

Job Title: Associate Product Manager – Lending Platform

Location: Mumbai

Department: Product

Job Overview:

As a Product Manager for our platform, you will be responsible for the strategic development as well as revenue , growth and compliance related product shipments for business loan products. You will be the core pillar in our lending journey and will be responsible for scaling lending platform modules like Loan origination systems, KYC, user onboarding and drive API based lending platform solutions and integrations. You will work closely with cross-functional teams to define product requirements, oversee product development, and ensure successful product launches that meet customer needs within the regulated framework.

Role & Responsibilities:

• Define and prioritize product requirements and roadmaps for the platform, ensuring alignment with business goals.
• Hands on work on database to understand the product data flow and come up with solutions to solve for business, operations and compliance requirements
• Collaborate with cross-functional teams to develop and launch new features to scale and sustain business loans business.
• Conduct market and competitive analysis to identify trends and opportunities for platform enhancement.
• Define and analyse metrics that will drive the success of these product shipments.
• Engage closely with customers and internal teams to gather and address feedback.
• Coordinate with other product managers and stakeholders to ensure cohesiveness of the overall product strategy.
• Manage the product lifecycle from concept to sprint executions to roll out while operating across cross-functional teams.

Education & Experience

Bachelors degree inSTEM related fields.

5+ year of product management experience. Experience in fintech / lending mandatory.

Background in growth hacking, performance marketing, or conversion optimization.

Hands on UX building tools like Figma & AI tools like ChatGPT and Claude Code for building quick journeys.

Preferred experience with Business Rules Engines (BRE) and a decent understanding of credit underwriting processes, repayments and collections.

Skills & Competencies

Strategic Thinking:Ability to think strategically and develop comprehensive, data-driven product plans. Must be able to identify long-term opportunities and challenges while balancing short-term needs.

Technical Proficiency:Strong technical acumen with an understanding of software architecture, data systems, and modern software development practices. Familiarity with APIs, cloud services, and scalable platforms is highly desirable.

User-Centric Design:Experience with user-centred design principles and practices. Ability to work closely with UX/UI teams to ensure the product meets high usability standards and addresses user pain points effectively.

Analytical Skills:Proficient in using analytics tools to monitor success metrics and make data-driven decisions. Ability to interpret complex data and turn insights into actionable changes.

Project Management:Excellent project management skills, including the ability to define project scopes, allocate resources, manage timelines, and mitigate risks. Experience with JIRA/Agile and Scrum methodologies is must.

Communication and Collaboration:Exceptional communication skills with the ability to articulate ideas clearly and persuasively at all levels of the organization. Strong collaboration skills to work effectively with cross-functional teams and stakeholders.

Must Haves

Ownership

Go-getter

Handle multiple key projects independently in a fast-paced environment