Senior Product Manager

Talentiser Pvt. Ltd.; Chennai; On-site; INR 3,200,000 - 5,200,000; Full time

Job summary

Talentiser Pvt. Ltd. in Chennai seeks a seasoned Product Manager with 8+ years of experience, including 5+ years owning health insurance products end-to-end. You will drive roadmaps, PRDs, and user stories, coordinating with IT and analytics to deliver measurable outcomes.

Must know IRDAI regulations, data analytics, dashboards, SQL, and have experience with rules engines, BRE platforms, API integrations, and Agile practices using Jira/Confluence. MBA and insurance certifications are a plus.

Qualifications

• 8+ years total experience with 5+ years owning product end-to-end in health insurance underwriting.
• Experience with IRDAI regulations and Master Circulars relevant to health insurance.
• Ability to write PRDs, user stories, business rules and acceptance criteria.
• Strong data fluency: metrics, funnels, dashboards; SQL and Excel.

Responsibilities

• Own product roadmaps and deliver end-to-end product ownership in health insurance.
• Write clear PRDs, user stories, and acceptance criteria; manage BAU vs transformation trade-offs.
• Deliver measurable outcomes: improved TAT, conversion, cost, and loss ratio; drive stakeholder alignment.

Skills

Product ownership

Stakeholder management

Agile/Scrum

SQL

Data analysis

Jira/Confluence

Metrics & dashboards

APIs & integrations

Underwriting knowledge

Education

Bachelor in Engineering/CS

MBA

Insurance certifications (III/CII)

Tools

Drools/BRE Platforms

TCS BaNCS or similar

Job description

• The candidate should have 8+ years of overall experience, including at least 5 years as a Product Manager owning a product or platform end to end.
• Strong insurance domain knowledge is required, with a preference for health insurance underwriting experience covering the proposal lifecycle, medical underwriting, pre-existing diseases (PED), loadings, exclusions, counter-offers and moratorium.
• The candidate should have working knowledge of IRDAI regulations and Master Circulars relevant to health insurance.
• The candidate should demonstrate proven ownership of product roadmaps and the ability to prioritise competing business-as-usual (BAU) and transformation demands.
• The candidate must be able to write clear and concise product requirement documents (PRDs), user stories, business rules and acceptance criteria.
• Strong data fluency is required, including the ability to define metrics, build funnels, interpret dashboards and work with SQL and Excel.
• Experience with rules engines or decisioning systems and API-based integrations is required.
• The candidate should have Agile/Scrum product ownership experience and be familiar with tools such as Jira and Confluence.
• The candidate should have a track record of delivering measurable outcomes such as turnaround time (TAT), conversion, cost improvements and loss ratio, rather than focusing only on feature delivery.
• Strong stakeholder management and executive communication skills are essential.

Good-to-Have Skills and Experience

• Hands-on exposure to AI/ML in underwriting, including risk scoring, document AI/OCR or GenAI copilots for underwriters.
• Experience with core policy administration systems such as TCS BaNCS or similar platforms.
• Familiarity with business rules engine (BRE) platforms such as Drools, IBM ODM, Pega or equivalent.
• Understanding of actuarial and pricing concepts, including how underwriting decisions affect the loss ratio.
• Experience with medical or diagnostic networks, tele-underwriting and PPMC operations.
• Exposure to data platforms, business intelligence tools such as Power BI or Tableau, and experimentation.
• Knowledge of the DPDP Act and privacy-by-design principles.
• Relevant certifications such as CSPO, SAFe POPM or Pragmatic, as well as Licentiate or Associate qualifications from the Insurance Institute of India, are advantageous.
• Prior experience managing a small team of Product Managers or Business Analysts.
• An MBA from a reputed institute is preferred.

Qualifications

The candidate should hold a bachelor’s degree in Engineering, Computer Science or a related field. An MBA is preferred. Insurance-specific certifications such as III or CII are an advantage.

• Outcome ownership and a bias for action, with the ability to make trade-offs when data is incomplete.
• Structured problem-solving and first-principles thinking when redesigning processes.
• The ability to influence without formal authority across business teams, IT and vendors.
• High integrity and sound judgement in matters involving risk and compliance.