Senior Officer- Loan Maintenance Operations - GBS

First Abu Dhabi Bank (FAB); Bengaluru; Sur place; INR 800 000 - 1 200 000; Plein temps

Résumé du poste

A leading financial institution located in Bengaluru is seeking a Senior Officer for Loan Maintenance Operations. This role requires a Bachelor’s degree in commerce or finance, along with 3-5 years of banking experience. The successful candidate will manage day-to-day transactions and ensure accurate documentation in compliance with policies. We are looking for a detail-oriented team player to thrive in a fast-paced environment.

Qualifications

• 3-5 years’ experience with at least 3 years in the SME & Personal Banking / CAD function.
• Knowledgeable in the U.A.E. legal environment and Central Bank regulations.

Responsabilités

• Processing day-to-day transactions and requests in LMS related to loan maintenance.
• Ensuring all required documents are correct and validated.
• Communicating with the Direct Sales team and Branches regarding incomplete documentation.
• Handling daily assigned tasks without compromising on risk and service.

Connaissances

Knowledge and use of banking software systems

Good knowledge of Bank's financial system

Very good knowledge of Credit Administration functions

Very good knowledge of U.A.E. legal environment & Central Bank regulations

Team Player

Ability to work under pressure

Attention to details

Formation

Bachelor’s degree in commerce/finance or equivalent

Outils

Excel

Word

Description du poste

Overview

Senior Officer- Loan Maintenance Operations - GBS at First Abu Dhabi Bank (FAB).

Job Description

Job Purpose: The role is responsible for all requests related to Loan maintenance Mortgage and Home Finance and other retail products and ensuring accurate detailing before inputting the same into the Bank’s system. He/she is responsible for approving all CL, LL & BC requests. Furthermore, complying with approval terms for FAB Head Office, representative offices and international branches in compliance with the approval conditions.

Key Accountabilities

• Processing as Maker day-to-day transactions and requests (settlement, rescheduling, and loan cancellation) in LMS related to Mortgage, Home Finance and other retail product and send to checker for authorization.
• Ensuring that all required documents attached in LMS are correct and validated by maker.
• Making sure that all required original documents received and validated by team (fund release and DD cancellation).
• Preparing memo for loan rescheduling requests (change of IR, IR suspension, change of EMI amount, change of EMI date, increasing principal outstanding) as per Credit approval.
• Preparing as Maker loan maintenances including loan settlements, car release and other car services in LMS.
• Handling different types of fees (processing fees, ESF, and VAT) reversals upon approval from Business.
• Checking all the details are correct.
• Sending daily the team’s MIS/productivity on all letter requests.
• Communicating by telephone and email with Direct Sales team and Branches regarding incomplete documentation in order to complete the processing in a timely manner.
• Ensuring rectification of any discrepancies/issues/investigations that arise and action on all request as per agreed TAT and SLA.
• Handling daily assigned tasks without compromising on the risk and service.

Qualifications

Minimum Qualification

• Bachelor’s degree in commerce / finance or equivalent.

Knowledge & Experience:

• 3-5 years’ experience with at least 3 years’ experience in the SME & Personal Banking / CAD function.

Skills:

• Knowledge and use of banking software systems, basic PC skills and common MS applications like Excel and Word.
• Good knowledge of Bank's financial system.
• Very good knowledge of Credit Administration functions.
• Very good knowledge of U.A.E. legal environment & Central Bank regulations.
• Team Player, ability to work under pressure, attention to details.