Senior Manager- Operational Risk(Microfinance Business)

Utkarsh Small Finance Bank; Varanasi; In loco; INR 2.800.000 - 4.200.000; Tempo pieno

Descrizione del lavoro

Utkarsh Small Finance Bank is seeking an experienced professional to drive the Operational Risk framework across its microfinance operations in India. The role includes conducting RCSA, control testing, and process risk assessments to strengthen risk governance.

You will monitor KRIs, assess operational loss events, and coordinate with Audit, Compliance, and Fraud Risk teams to identify gaps and ensure regulatory adherence. Strong RBI knowledge and stakeholder management are essential.

Competenze

• 8-12 years of experience in Operational Risk, Audit, Risk Management, or Microfinance Risk.
• Strong understanding of Microfinance/MFI/SFB operations and lending lifecycle.
• Hands-on experience in RCSA, KRIs, Operational Loss Management, and Internal Controls.
• Knowledge of RBI regulations, risk frameworks, and governance practices.
• Strong analytical, stakeholder management, and reporting skills.

Mansioni

• Drive Operational Risk framework across Microfinance operations.
• Conduct RCSA, control testing, and process risk assessments.
• Monitor KRIs, operational loss events, and risk appetite metrics.
• Identify process gaps, control weaknesses, and fraud vulnerabilities.
• Review lending, disbursement, collections, and branch operations.
• Coordinate with Business, Audit, Compliance, and Fraud Risk teams.
• Ensure compliance with RBI and internal risk governance requirements.
• Support BCP, operational resilience, and risk awareness initiatives.

Conoscenze

Operational risk

Risk management

Audit

Descrizione del lavoro

Role & responsibilities

• Drive Operational Risk framework across Microfinance operations.
• Conduct RCSA, control testing, and process risk assessments.
• Monitor KRIs, operational loss events, and risk appetite metrics.
• Identify process gaps, control weaknesses, and fraud vulnerabilities.
• Review lending, disbursement, collections, and branch operations.
• Coordinate with Business, Audit, Compliance, and Fraud Risk teams.
• Ensure compliance with RBI and internal risk governance requirements.
• Support BCP, operational resilience, and risk awareness initiatives.

Preferred Experience

• 8-12 years of experience in Operational Risk, Audit, Risk Management, or Microfinance Risk.
• Strong understanding of Microfinance/MFI/SFB operations and lending lifecycle.
• Hands-on experience in RCSA, KRIs, Operational Loss Management, and Internal Controls.
• Knowledge of RBI regulations, risk frameworks, and governance practices.
• Strong analytical, stakeholder management, and reporting skills.