Senior Manager - Operational Risk (Product & Process Governance)

Fino Payments Bank; Navi Mumbai; Presencial; INR 1.500.000 - 2.300.000; Jornada completa

Descripción de la vacante

Fino Payments Bank is seeking an experienced professional to lead end-to-end risk oversight across risk reviews, product/process approvals, and controls tracking. You will drive risk system implementations to strengthen ORM framework and ensure governance across the bank.

The role requires hands-on experience with RCSA, KRI, loss reporting, and strong stakeholder management to partner with Business, Operations, Compliance, IT and Audit.

Formación

• Hands-on experience in risk assessment frameworks such as RCSA, KRI, and loss reporting.
• Strong understanding of banking products, operations and regulatory requirements.
• Excellent communication and stakeholder management skills.
• Familiarity with risk management systems/tools or automation of risk processes.
• Analytical mindset with attention to detail and ability to challenge business assumptions.
• Certifications such as FRM, ORM, PRM will be an added advantage.

Responsabilidades

• Review of products/services/processes from risk perspective and recommend controls/mitigations.
• Partner with Business, Operations, Compliance, IT & Audit teams for end-to-end risk assessments.
• Conduct Risk & Control Assessments; identify and monitor key controls.
• Drive system implementation of risk governance frameworks which includes Product/process approvals, RCSA, loss event capture, KRI monitoring, and issue tracking, etc.
• Drive and maintain governance dashboards and MIS.
• Evaluate operational risks in outsourcing, engagements of clients and partners.
• Assess Root Cause Analysis (RCA) of risk events and track corrective/preventive actions.
• Promote a strong control culture through training, awareness, and policy adherence.

Conocimientos

RCSA

KRI

Loss reporting

Stakeholder management

Banking risk knowledge

MS Excel

Educación

FRM

PRM

Herramientas

Risk management software

Descripción del empleo

Responsible for end-to-end risk oversight covering risk reviews, product/process approvals, controls tracking and governance implementation. The incumbent will also drive risk system implementation and automation initiatives to strengthen the ORM framework across the bank.

• Review of products/services/processes from risk perspective and recommend controls/mitigations.
• Partner with Business, Operations, Compliance, IT & Audit teams for end-to-end risk assessments.
• Conduct Risk & Control Assessments; identify and monitor key controls.
• Drive system implementation of risk governance frameworks which includes Product/process approvals, RCSA, loss event capture, KRI monitoring, and issue tracking, etc.
• Drive and maintain governance dashboards and MIS.
• Evaluate operational risks in outsourcing, engagements of clients and partners.
• Assess Root Cause Analysis (RCA) of risk events and track corrective/preventive actions.
• Promote a strong control culture through training, awareness, and policy adherence.

• Excellent communication and stakeholder management skills.
• Strong understanding of banking products, operations and regulatory requirements.
• Hands-on experience in risk assessment frameworks such as RCSA, KRI, and loss reporting, etc.
• Familiarity with risk management systems/tools or automation of risk processes.
• Analytical mindset, attention to detail, and ability to challenge business assumptions & considerations.
• Proficient in Microsoft Office Applications and strong MS word, excel and power-point skills required.
• 5+ years of experience in Operational Risk, Internal Control or Process Review with bank or NBFC.
• Certifications such as FRM, ORM, PRM will be added advantage.