Senior Legal Manager

FlexiLoans; Mumbai; On-site; INR 3,000,000 - 6,000,000; Full time

Benefits offered by this job

Great work environment

Diverse talent

Growth opportunities

Job summary

A leading digital financing platform in India is seeking a strategic legal advisor to mitigate regulatory risks and align governance with business objectives. The ideal candidate will have 5-9 years of experience, deep knowledge of RBI regulations, and the ability to draft and structure lending documentation. This role offers an opportunity to work with top-tier talent in a dynamic environment, ensuring compliance while supporting MSMEs in accessing funds. A unique chance to contribute to the fintech revolution in India.

Qualifications

• 5-9 years of post-qualification experience, preferably in RBI-regulated NBFCs.
• Experience in risk assessment and governance advisory.
• Ability to mentor teams and design control frameworks.
• Act as a legal risk strategist, design control frameworks, and align governance with business growth objectives.

Responsibilities

• Draft and structure secure lending documentation including loan agreements.
• Advise on co-lending, securitisation, and strategic partnerships.
• Oversee corporate governance compliance and liaise with auditors.
• Act as a legal risk strategist, design control frameworks, and align legal governance with business growth objectives.

Skills

Understanding of RBI regulations

Drafting and structuring lending documentation

Experience in treasury operations

Corporate governance norms

Legal strategy alignment

Education

Law degree

Job description

FlexiLoans is a technology based Digital financing platform started with an endeavor to solve the problems that small businesses face in accessing Quick, Flexible and Adequate funds for growing their Businesses. Our vision is to give "Financial access at a click". Our talent pool has rockstars from diverse backgrounds - ex- Founders, investment bankers, e-commerce and payments with the passion to make a difference to the lives of 70 mn+ MSME businesses in India.

FlexiLoans.com is a pioneer in the ecosystem-based digital lending for small businesses in India. Till date, we have disbursed over 100,000+ loans worth over Rs. 5,000 Crs+ to small sized businesses across 3,200+ cities without having a single branch! We are the leaders in using technology and risk models that focus on alternate / surrogate methods for scoring customers. Our origination is 100% digital with over 100 embedded partnerships like Amazon, Flipkart, Nykaa, Paytm, Paisabazaar, META, etc. for providing credit access to MSME businesses.

Founded by CA/ISB alumni, FlexiLoans is funded by marquee funds and HNIs in the form of MAJ invest, Fasanara Capital, Sanjay Nayar (Founder - Sorin Investments, Chairman - KKR India and Ex-CEO, Citibank South Asia), Dr. Harry Banga (Founder, Caravel group), Yogesh Mahansaria (Founder, Alliance Tyres) Gunit Chaddha (Ex-CEO, Deutsche Bank, Asia Pacific), Anil Jaggia (Ex-CIO, HDFC Bank), Vikram Sud (Ex-COO, Kotak Mahindra Bank), Narayan Seshadri (Ex-Managing Partner, KPMG), Gopal Srinivasan (Chairman, TVS Capital) and Siddharth Parekh (Co-Founder, Paragon Partners) to name a few.

Our product offerings and value proposition can be accessed on our website: https://www.flexiloans.com/

A six-times certified ‘Great Place to work’ workplace, at FlexiLoans you will be working with top tier talent from diverse backgrounds hungry to make a dent in the MSME universe. We believe in people owning what you do and providing support to folks for making decisions (sometimes even wrong decisions!) all the while learning and growing with the organization. FlexiLoans is your front row seat to the MSME Fintech revolution in India!

The role in a gist:

As FlexiLoans enters the next orbit of growth, we are looking for people with the passion and hunger to make a dent in the MSME ecosystem. In this role you will be as a strategic legal advisor to the Board and leadership, mitigating regulatory risk and aligning governance, compliance, and business growth objectives. Sounds like you? Read more on:

What we are looking for in the role:

• Lending & Documentation: Draft, vet, and structure secure lending documentation including loan agreements, guarantees, security documents, and sanction letters
• Corporate & Transaction Advisory: Structure and advise on co-lending, securitisation, direct assignment, NCD issuances, fundraising, and strategic partnerships
• Governance & Board Advisory: Oversee corporate governance compliance, review related party transactions, and liaise with auditors and regulators
• Legal Risk & Strategy Leadership: Act as a legal risk strategist, design control frameworks, and align legal governance with business growth objectives

Ideal Candidate:

• Deep understanding of RBI regulations for NBFC-ML entities with hands-on experience in treasury-related compliance, borrowings, liquidity management norms, inspections, and supervisory responses
• Proven experience in drafting and structuring retail, MSME, and corporate lending documentation, secured transactions, and structured finance deals
• Experience handling co-lending, securitisation, direct assignments, NCD issuances, private placements, and fintech partnerships
• Strong grasp of corporate governance norms, board advisory exposure, and ability to liaise effectively with auditors, regulators, and senior management
• Ability to anticipate regulatory risks, design control frameworks, mentor teams, and align legal strategy with business growth objectives

Qualification & Experience:

• 5-9 years of post-qualification experience, with prior exposure to RBI-regulated NBFCs, Banks including hands-on experience in treasury operations, funding management, and liquidity planning
• Proven capability in risk assessment, governance advisory, strategic legal planning, along with demonstrated experience in treasury management, capital structuring, ALM oversight, and lender/investor management