Legal Manager

mPokket; Bengaluru; On-site; INR 3,000,000 - 6,000,000; Full time

Job summary

mPokket Financial Services Private Limited is seeking a commercially-minded lawyer to join its Legal function for an app-based digital lending business. The role suits a lawyer with 7–9 years PQE in financial services, fintech, or banking law within a top law firm or in-house team.

You will advise on lending service provider arrangements, technology contracts, data protection requirements under the DPDP Act 2023 and RBI norms, and support group entities, negotiating deals and drafting policies

Qualifications

• LL.B. from a recognised university.
• 7–9 years PQE.
• Experience in NBFC/bank/fintech/regulatory practice.

Responsibilities

• Advise on Lending Service Provider arrangements, tech contracts, API integrations and partner onboarding.
• Policy advocacy and regulator engagement for new regulations.
• Advise on data collection, storage, consent and localisation under the Digital Personal Data Protection Act, RBI rules.
• Financing documents review and advisory for fund-raising and investments.
• Provide group entity legal support across holding/platform/subsidiaries.
• Draft/review/ negotiate vendor, services, intercompany, SaaS and NDA contracts.
• Support intra-group arrangements and intercompany agreements; advise on insurance contracts.
• IP: trademarks, ownership, licensing; employment: HR policies and ESOPs; M&A support.

Skills

Communication

Negotiation

Contract drafting

Education

LL.B. from a recognised university

Job description

About the role

We are seeking a commercially-minded lawyer to join the Legal function of an NBFC that operates an app-based digital lending business alongside group companies. It suits a lawyer with 7–9 years' post-qualification experience gained in financial services, fintech, insurance or the banking / financial-regulatory practice of a law firm.

Key responsibilities

• Advise on Lending Service Provider (LSP) arrangements, critical technology contracts, API integrations and arrangements for— partner onboarding, allocation of roles and responsibilities.
• Policy advocacy and engagement with regulators/SROs for new regulations.
• Advise on data collection, storage, consent and localisation requirements under the digital lending framework, the Digital Personal Data Protection Act, 2023 and RBI requirements.
• Financing documents review and advisory for fund-raising and investments for the NBFC.

B. Group entity legal support

• Provide general legal support across the group's legal entities (holding / platform company, the technology / LSP company and other subsidiaries).
• Draft, review and negotiate a broad range of commercial contracts for group entities — vendor, services, intercompany, shared-services, SaaS and NDAs.
• Support intra-group arrangements and inter-company agreements across jurisdictions.
• Insurance – advise on key contracts and arrangements as per IRDAI Regulations.
• Intellectual property — advise on trademark and brand protection (registration, watch and enforcement for the app and brand), IP ownership and assignment, copyright and software IP, licensing, and the IP terms in technology and marketing contracts.
• Employment — advise on employment contracts, HR policies and workplace codes (including POSH), incentive and ESOP documentation, disciplinary, grievance and exit matters, and employment disputes.
• M&A / corporate transactions — support acquisitions and group restructurings, including legal due diligence, term sheets, definitive transaction documents.

D. Cross-cutting

• Provide clear, practical, risk-weighted advice that carries commercial context, not just legal analysis.
• Create self-serve guidance, checklists and playbooks that let business teams move quickly within guardrails.
• Uphold high standards of legal risk management, confidentiality and record-keeping.

Qualifications & experience

• LL.B. from a recognised university
• 7–9 years' post-qualification experience (PQE).
• Experience in an NBFC, bank, insurance sector, fintech, payments or the banking / financial-services regulatory practice of a reputed law firm.
• Exposure to digital lending / fintech/ insurance regulation strongly preferred.

Regulatory & technical knowledge

• RBI Scale-Based Regulation for NBFCs (Middle Layer).
• RBI outsourcing and IT-outsourcing directions; Fair Practices Code; recovery-agent norms.
• Digital Personal Data Protection Act, 2023.
• Companies Act, 2013 (group structures and related-party transactions); familiarity with SEBI LODR for a listed-debt entity is an advantage.
• A strong contract-law and drafting foundation.
• Practical, business-oriented judgement; comfortable advising fast-moving product teams under time pressure.
• Excellent drafting and negotiation skills.
• Ability to convert regulation into clear, operational guidance.
• Ownership and organisation across multiple entities and matters.
• Strong communication and stakeholder management.