Manager/ Sr. Manager - Legal

Indifi Technologies; Gurugram District; On-site; INR 1,200,000 - 2,400,000; Full time

Job summary

Indifi Technologies in Gurugram is seeking an experienced Legal Counsel to draft, review, and negotiate various commercial and regulatory agreements for our fintech and NBFC operations. You will support senior management and collaborate with treasury, compliance, and business teams to ensure legal risk is managed while enabling growth.

The role covers contract lifecycle management, RBI guidelines, and data protection considerations, focusing on efficiency, governance, and accurate

Qualifications

• LLB required; higher qualifications preferred.
• Experience drafting, reviewing, negotiating commercial agreements.
• FinTech/NBFC regulatory knowledge is essential.

Responsibilities

• Draft, review and negotiate various transactional and commercial agreements and other legal documents for fintech and its NBFC arm such as lending service provider agreements, facility agreements, corporate/ personal guarantees, cash margin agreements, etc.
• Review and negotiate the agreements and work closely with the Treasury Department for raising debt by issuing NCDs, PTCs, direct assignment of loan portfolio, and securing term loans.
• Advise on matters in the domain of lending and fintech activities to ensure compliance with RBI regulations including Digital Lending, Financial Services & IT Outsourcing Guidelines, Digital Personal Data Protection Act, 2023, etc.
• Independently handle end-to-end contract lifecycle management including MIS preparation, database management, renewal and termination of contracts, and filing.
• Contribute to continuous improvement of standard agreements and legal processes.
• Track new updates from RBI.
• Follow up with stakeholders on agreements/ addendums.
• Ensure both legally and commercially that all agreements are carried out in the company's best interests.
• Assist relevant stakeholders with audits.
• Ability to work closely with the senior management.
• Ability to take complete ownership of work and work independently within the expected timelines.

Skills

Legal advice

Presentations & negotiations

Regulatory compliance

Independent work

Stakeholder management

Education

LLB

Job description

Job Purpose:

To draft, review, negotiate and provide all required support for agreements, documentation and queries raised from time to time by business and other stakeholders across various verticals and to ensure legal and regulatory compliance in the documentation/agreements and framework of the verticals.

Accountabilities:

• 1. Draft, review, and negotiate various transactional and commercial agreements and other legal documents for the fintech and its NBFC arm such as lending service provider agreements, facility agreements, corporate/ personal guarantees, cash margin agreements, agreements with lenders, business correspondent agreements, co-lending agreements, escrow agreements, anchor/ alliance/ business partnership/ referral agreements, direct seller agent agreements, SaaS agreements, collection services agreements, cash management services agreements, NDAs, consultancy agreements, engagement letters, term sheets, MoUs, lease deeds, mortgage deeds, other vendor agreements, etc.
• 2. Review and negotiate the agreements and work closely with the Treasury Department for raising debt by issuing NCDs, PTCs, direct assignment of loan portfolio, and securing term loans.
• 3. Advise on matters in the domain of lending and fintech activities to ensure compliance with various regulations issued by the RBI including Digital Lending, Financial Services & IT Outsourcing Guidelines, Guidelines on DLG in Digital Lending, Digital Personal Data Protection Act, 2023, etc.
• 4. Independently handle end-to-end contract lifecycle management including MIS preparation, database management, renewal and termination of contracts, and maintaining a filing system.
• 5. Contribute to continuous improvement of standard agreements and legal processes.
• 6. Track new updates from RBI.
• 7. Follow up with stakeholders on agreements/ addendums.
• 8. Ensure both legally and commercially that all agreements are carried out in the company's best interests.
• 9. Assist relevant stakeholders with audits.
• 10. Ability to work closely with the senior management.
• 11. Ability to take complete ownership of work and work independently within the expected timelines.

Industry/company/functional exposure needed:

BFSI. Prior experience with the Legal department of FinTechs and/ or NBFCs is preferable.

Skills & Knowledge Requirements

• Ability to provide competent legal advice to senior management on a wide range of legal and policy issues.
• Should be good in presentations & negotiations. Should have strong knowledge on legal matters.

Reporting to Legal & Secretarial Head

Qualifications & Work Experience

• Bachelors degree in law LLB. Higher qualifications will be preferred. 5-10 years of relevant experience.
• Experience in developing and implementing processes for efficient and streamlined operations surrounding contract negotiations and processes