Senior Executive / AM– Risk

Kshema; Secunderabad; On-site; INR 600,000 - 1,000,000; Full time

Job summary

Kshema General Insurance Limited (Kshema) is seeking a Senior Executive – Risk to operationalize risk management through KRI monitoring, audits, and governance. You will work across underwriting, claims, finance, and IT to ensure timely data submission and actionable risk insights.

The role emphasizes risk frameworks, ownership, and cross-functional collaboration to strengthen risk culture and regulatory compliance. Prior experience in risk or audit supports success in this position.

Qualifications

• Graduate or postgraduate in Finance, Risk, Business, or related field.
• 2–5 years of experience in Risk / Audit / Compliance.
• Exposure to KRI frameworks, audits, or risk programs preferred.
• Proficiency in MS Excel, PowerPoint, and risk reporting tools.

Responsibilities

• Support design, tracking, and reporting of KRIs across functions.
• Monitor thresholds, trigger alerts, and elevate breaches.
• Coordinate with stakeholders to ensure timely KRI data submission.
• Analyze trends and provide actionable insights for risk mitigation.
• Drive risk awareness initiatives across business units.
• Assist in risk audits, reviews, and regulatory/internal reporting.
• Maintain documentation and evidence for audit readiness.

Skills

Strong analytical

Coordination

Attention to detail

Stakeholder management

Communication skills

Presentation skills

Education

Graduate/Postgraduate in Finance, Risk, Business, or related field

Tools

MS Excel

PowerPoint

Risk reporting tools

Job description

Secunderabad, India

Kshema General Insurance Limited (Kshema) was established in 2018 and is India's only Digital Agri Insurance Company catering to farmers/cultivators in the Agriculture Sectors. Kshema enables cultivators with resilience from financial distress due to extreme climate events and perils through localised insurance products. Kshema is leveraging Technology to provide cutting edge insurance solutions to farmers.

Kshema has a pan India presence with more than 500+ employees on roles along with 500+ employees as contractors.

Job Description

Job Title: Senior Executive – Risk

JobDescription:

To supportthe operationalization of risk management practices across the organization bydriving Key Risk Indicators (KRI) monitoring, strengthening risk culture, andexecuting risk audits/reviews, ensuring proactive identification and mitigationof risks.

KeyResponsibilities

• Support design, tracking,and reporting of KRIs across functions
• Monitor thresholds, triggeralerts, and elevate breaches
• Coordinate with stakeholdersto ensure timely KRI data submission
• Analyze trends and provideactionable insights for risk mitigation
• Drive the action oriented outcomefor critical breaches indicators and ensure timely closure.
• Drive risk awarenessinitiatives across business units
• Support rollout of risktraining, communication, and campaigns
• Promote ownership of risk atfunctional levels
• Assist in embedding riskpractices into day-to-day operations

3. RiskAudits / Reviews

• Conduct periodic riskreviews and control assessments
• Support internal risk auditsand thematic reviews
• Identify control gaps andtrack closure of action plans
• Maintain documentation andevidence for audit readiness

4.Governance & Reporting

• Prepare for periodic risk dashboards and reports
• Track action items arisingfrom risk reviews and audits
• Support regulatory /internal reporting requirements
• Ensure adherence to riskframeworks and policies
• Liaise with internal teams(Underwriting, Claims, Finance, IT) for risk-related queries.

SuccessMetrics (Combined)

• Timely and accurate KRIreporting with actionable insights
• Increased risk awareness andparticipation across teams
• Closure of audit findingswithin defined timelines
• Improved controleffectiveness and reduction in repeat issues

Requirements

• Strong analytical andcoordination skills
• Attention to detail andstructured thinking
• Stakeholder management andfollow-through ability
• Good communication andpresentation skills
• Basic understanding of riskframeworks and controls

Qualifications& Experience

• Graduate/Postgraduate inFinance, Risk, Business, or related field
• 2–5 years of experience inRisk / Audit / Compliance
• Exposure to KRI frameworks,audits, or risk programs preferred
• Proficiency in MS Excel,PowerPoint, and risk reporting tools.
• Knowledge of IRDAIregulations and insurance operations.

BehavioralAttributes

• Proactive andownership-driven
• High integrity andaccountability
• Ability to work across teamsand manage multiple priorities
• Assist in risk awarenessprograms and training sessions.