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Setu in Bengaluru is seeking a senior engineering leader to scale data products and the platforms that power its credit infrastructure. You will lead a team of 10–15 engineers, shape technical strategy, and drive reliable, cost-aware delivery across enterprise-grade APIs and data services.
The role emphasizes architecture across products, hands-on design, mentoring tech leads, and partnering with ML and data engineering teams to deliver high-impact outcomes at scale in a regulated financial tech
We at Setu are looking for those who share our core belief - “Every Day is Game Day”. We bring our best selves to work each day to realize our mission of enriching the world through the power of digital commerce and financial services.
Every lender and fintech in India has to answer the same questions about a customer: who are they, what does their financial life look like, and what should we offer them. The data to answer those questions exists, spread across identity systems, bank accounts, the Account Aggregator ecosystem, statements, tax filings and behavioural signals, and almost all of it arrives messy, inconsistent and hard to act on.
Setu's credit infrastructure turns that data into products: identity verification and onboarding, consent-based financial data supply, bank statement intelligence, and behavioural signals, used in production by leading banks, NBFCs and fintechs. The next step is bringing them together into applications a lender or fintech can use end to end, from onboarding through decisioning. That is the bet this role is hired for.
These are data-heavy, accuracy-sensitive, integration-heavy systems. They scale in breadth: customers, data sources and use cases, and they carry production dependencies for large enterprises. Much of the leverage sits in shared platform pieces: for example, intelligent routing to pick the best source for every request, shared account services and billing infrastructure. An indicator engine parses unstructured documents such as bank statements and GST filings into structured signals, delivered as an API or as a spreadsheet a credit analyst can open. We run all of it with nimble teams.
We will spare no efforts to ensure that Setu empowers you to do the most important and impactful work of your career—
Our culture code—How We Move, defines the behaviours we expect from our people. When you display any of the six culture code elements, you demonstrate ‘Every Day is Game Day’. The six elements of our culture code—
Join us if you want to be part of a company that’s building infrastructure that will directly impact financial inclusion and improve millions of lives. No cashbacks, no growth-hacks, no gimmicks. Just an audacious mission, and an obsession with craftsmanship in code.