Senior Credit Risk Analyst

YourMoneyWise; Mumbai; On-site; INR 2,200,000 - 3,000,000; Full time

Job summary

YourMoneyWise in Mumbai is seeking an experienced credit risk analytics professional to analyze risk across retail and SME portfolios, build risk models, and monitor indicators. You will collaborate with product, credit policy, and data teams to optimize lending quality while ensuring RBI compliance.

The role requires strong SQL and risk modelling skills, with experience in Basel II/III frameworks and RBI guidelines. This position is based in Mumbai and entails full-time work.

Qualifications

• Bachelor's or Master's in Finance, Economics, or related field.
• 5+ years of credit risk analytics experience.
• Strong SQL and risk modelling skills.
• Experience with Basel II/III and RBI guidelines.

Responsibilities

• Analyze credit risk across retail and SME portfolios.
• Build risk models and monitor risk indicators.
• Collaborate with product, credit policy, and data teams to optimize lending quality and RBI compliance.

Skills

SQL

Risk modelling

Education

Bachelor's/Master's in Finance, Economics, or related field

Tools

Basel II/III guidelines

RBI guidelines

Job description

Mumbai, India Full Time 22-30 LPA 5-9 years

Description

Analyze credit risk across retail and SME portfolios, build risk models, and monitor risk indicators. Collaborate with product, credit policy, and data teams to optimize lending quality while ensuring RBI compliance.

Requirements

• Bachelor's/Master's in Finance, Economics, or related field
• 5+ years in credit risk analytics
• Strong SQL and risk modelling skills
• Experience with Basel II/III and RBI guidelines