Senior Credit Analyst - Retail Banking

YourMoneyWise; Mumbai; On-site; INR 1,400,000 - 2,000,000; Full time

Job summary

YourMoneyWise in Mumbai is seeking an experienced retail credit underwriter to evaluate loan applications and assess credit risk in line with SBI policy.

You will contribute to developing credit policy improvements and regularly report risk metrics to management, ensuring underwriting standards are robust and compliant in a fast-paced lending environment.

Qualifications

• Bachelor's in Finance/BA or equivalent.
• 4-6 years in retail credit underwriting.
• Excellent analytical and communication skills.
• Proficient in Excel; knowledge of risk systems.

Responsibilities

• Evaluate retail loan applications and assess credit risk.
• Ensure underwriting aligns with SBI policy.
• Develop credit policy improvements and report risk metrics to management.

Skills

Underwriting

Analytical thinking

Communication

Education

Bachelor's in Finance or BA

Tools

Excel

Risk systems

Job description

Mumbai, India Full Time 14-20 LPA 4-6 years

Description

Evaluate retail loan applications, assess credit risk, and ensure underwriting aligns with SBI policy. Develop credit policy improvements and report risk metrics to management.

Requirements

• Bachelor's in Finance/BA or equivalent
• 4-6 years in retail credit underwriting
• Excellent analytical and communication skills
• Proficient in Excel; knowledge of risk systems