Senior Analyst - Credit Risk

YourMoneyWise; Mumbai; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

YourMoneyWise in Mumbai, India is seeking a credit risk analytics professional for a full-time role. You will drive analytics for the retail loan portfolio, build risk models, and monitor indicators to optimize risk and reward.

Collaborate with product, collections, and underwriting teams to align risk strategies with business goals. Required MBA/PGDM in Finance or Statistics, plus experience in credit risk modelling using R, Python, or SAS; knowledge of Basel norms and IRB frameworks, and

Qualifications

• MBA/PGDM in Finance or Statistics.
• Experience in credit risk modelling (R/Python/SAS).
• Knowledge of Basel norms and IRB frameworks.
• Strong communication and stakeholder management.

Responsibilities

• Drive credit risk analytics for the retail loan portfolio.
• Build risk models and monitor risk indicators.
• Collaborate with product, collections, and underwriting teams to optimize risk-and-reward.

Skills

Credit risk analytics

Stakeholder management

Communication

Education

MBA/PGDM in Finance or Statistics

Tools

R

Python

SAS

Job description

Mumbai, India Full Time 12-18 LPA 4-8 years

Description

Drive credit risk analytics for the retail loan portfolio, build risk models, and monitor risk indicators. Collaborate with product, collections, and underwriting teams to optimize risk-and-reward.

Requirements

• MBA/PGDM in Finance or Statistics
• Experience in credit risk modelling (R/Python/SAS)
• Knowledge of Basel norms and IRB frameworks
• Strong communication and stakeholder management