Senior Credit Rating Analyst

CRISIL Ltd; Bengaluru; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

CRISIL Ltd in Bengaluru seeks a Senior Rating Analyst to perform rigorous credit analysis, benchmark performance against peers, and project future outcomes. You will analyze a company’s financials, prepare clear rating reports, and present findings to the Rating Committee.

The role includes managing client relationships, engaging with senior management, mentoring junior analysts, and contributing to franchise-building activities such as webinars and thought leadership.

Qualifications

• MBA required with 2–5 years of experience in credit analysis.
• Strong written and verbal communication skills.
• Ability to manage client relationships and stakeholders.

Responsibilities

• Analyze Company's financial performance and project future performance.
• Prepare rating reports capturing rationale behind the rating.
• Manage client relationships and communicate final ratings to stakeholders.
• Present to Rating Committee and respond to questions.
• Collaborate with internal teams to stay updated on market trends.

Skills

Credit analysis

Credit rating

Financial analysis

Client handling

Education

MBA

Job description

Senior Rating Analyst - MCG - Analytical, Bangalore.

Department None Job Description

Requirements from Candidate

Candidate should be from Tier 1 B-school with excellent academic background 5-8 years of experience in credit analysis, financial modelling, risk assessment in an organization of repute Excellent written and verbal communication skills Strong client management skills, with the ability to build and maintain relationships with key stakeholders Ability to work in a fast-paced environment, with strong analytical and problem-solving skills Strong understanding of financial markets, instruments, and regulatory frameworks

Job Role Description

Analyze Company's financial performance, including past financial and business performance, benchmarking against peers, and projecting future performance Independently undertake rigorous credit risk analysis, encompassing industry/business research and financial analysis of various large corporates Prepare rating reports that cogently capture the rationale behind the rating Ensure adherence to timelines and maintain high-quality analytics and presentations Manage client relationships, discuss with key management personnel, and communicate final ratings Make presentations to the Rating Committee and respond to questions/provide clarifications in support of the rating recommendation Work on franchise building activities, including but not limited to Sectoral Press Releases, Webinar presentations, thought leadership pieces and Industry conferences Ensure adherence and compliance with regulatory frameworks Collaborate with internal stakeholders, including research teams, to stay updated on market trends and developments Eventually manage a small team of Analysts/Senior Rating Analysts, ensuring quality and regulatory compliance of the team, and providing guidance and mentorship to team members

Open Positions

1 Mandatory Skills Corporate Credit, Credit Rating, Financial Analysis, Client Handling Education Qualification MBA Experience 2 to 5 years