Senior Rating Analyst, MCG Gurgaon

Crisil; Gurugram District; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Crisil is seeking an experienced Rating/Analytics professional to manage key client accounts and drive credit risk analysis for large corporates. You will interact with top management, assess strategy, and communicate ratings with clear rationale to clients and internal committees.

You will lead analytics, mentor junior analysts, and ensure timely delivery while contributing to thought leadership in the Mid Corporate segment.

Qualifications

• Experience in client/stakeholder management within financial services.
• Strong financial analysis and credit risk assessment capabilities.
• Proven ability to prepare clear, data-driven reports.
• Skilled in presenting complex findings to senior stakeholders.

Responsibilities

• Client management / Stakeholder management.
• Discuss with key management of rated corporates to understand their strategy and business model.
• Communicate the final Rating to the client.
• Analyze the company’s financial performance and benchmark against peers.
• Project future performance of the company.
• Undertake rigorous credit risk analysis across industries and corporates.
• Assign ratings and prepare reports with clear rationale.
• Make credit rating recommendations to the Rating Committee.
• Ensure adherence to timelines in deliverables.
• Maintain high quality analytics and rating committee presentations.
• Own day-to-day operations of the client account and interface with clients.
• Handhold 1-2 junior analysts; support the manager daily.
• Team and account management: training, coaching, feedback, best practices.
• Regular liaison with client management and analyst teams for feedback.
• Support thought leadership and content development in Mid Corporate Segment.

Skills

Stakeholder management

Financial analysis

Credit risk analysis

Report writing

Presentations

Team leadership

Client management

Interfacing with clients

Tools

MS Office

Excel

Job description

• Client Management / Stakeholder Management.

• Discuss with the key management personnel of the corporates being rated to understand their strategy and business model.
• Communicate the final Rating to the client.

• Analyse Company’s financial performance which includes past financial and business performance & Benchmark these against peers performance.

• Project future performance of the company.

• Undertake rigorous credit risk analysis encompassing industry / business research and financial analysis of various large corporates.
• Assign Ratings and prepare reports that cogently capture the rationale behind the rating.
• Make credit rating recommendation to the Rating Committee.

Roles & Responsibilities-

• Ensure adherence to timelines.
• Maintain a high quality of analytics and rating committee presentation.
• Complete ownership of a client account. Responsible for all day-to-day operations of the account. Interfacing clients for all operational activities.
• Handholding of 1-2 junior analysts. Should support the manager in day-to-day activities.
• Team & account management would include, but not limited to training & development of the team, coaching, sharing of best practices, providing feedback, etc.
• Undertake regular liaison with client management and analyst teams to gauge feedback and satisfaction.
• Supporting thought leadership and content building exercises in Mid Corporate Segment