Senior Credit Manager - Commercial Real Estate

Intellectual Capital HR Consulting Pvt. Ltd.; Gurugram District; On-site; INR 4,000,000 - 7,000,000; Full time

Job summary

RBI-registered NBFC in India seeks a Senior Credit Manager for its Commercial Real Estate book. The role involves in-depth credit evaluation, financial due diligence, portfolio monitoring and regulatory compliance to support senior management with robust risk assessments.

The candidate should have strong financial modelling and credit analysis skills, with proficiency in MS Excel, to assess borrower credibility, cash flows and loan structuring strategies.

Qualifications

• Strong financial modelling and credit analysis skills.
• Proficiency in MS Excel for financial modelling and data analysis.
• Ability to assess financial risk, borrower credibility and loan structuring strategies.

Responsibilities

• Credit evaluation: financial analysis including cash flow assessments and risk profiling of CRE borrowers.
• Financial due diligence: review balance sheets, P&L statements and creditworthiness of potential borrowers.
• Portfolio monitoring: track loan performance, flag risks and assist in credit monitoring processes.
• Industry and market analysis: stay current on CRE market trends, regulatory changes and industry developments.
• Reporting and documentation: prepare credit reports, risk assessments and internal presentations for senior management.
• Regulatory compliance: ensure adherence to internal policies and regulatory guidelines for credit underwriting.
• Stakeholder coordination: work with business teams, credit committees and external agencies.

Skills

Financial modelling

Credit analysis

MS Excel

Tools

MS Excel

Job description

• An RBI-registered NBFC is hiring a Senior Credit Manager for its Commercial Real Estate book.

Key responsibilities:

• Credit evaluation: financial analysis including cash flow assessments and risk profiling of CRE borrowers
• Financial due diligence: review balance sheets, P&L statements and creditworthiness of potential borrowers
• Portfolio monitoring: track loan performance, flag risks and assist in credit monitoring processes
• Industry and market analysis: stay current on CRE market trends, regulatory changes and industry developments
• Reporting and documentation: prepare credit reports, risk assessments and internal presentations for senior management
• Regulatory compliance: ensure adherence to internal policies and regulatory guidelines for credit underwriting
• Stakeholder coordination: work with business teams, credit committees and external agencies

We are looking for strong financial modelling and credit analysis skills, proficiency in MS Excel, and the ability to assess financial risk, borrower credibility and loan structuring strategies.