Credit Manager Commercial Real Estate

Intellectual Capital HR Consulting Pvt. Ltd.; New Delhi; On-site; INR 1,500,000 - 2,300,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. invites applications for Sr Credit Manager – Commercial Real Estate based in Mumbai. The role focuses on credit evaluation, financial due diligence, portfolio monitoring, and ensuring regulatory compliance within CRE lending.

Responsibilities include preparing credit reports, risk assessments, and presenting findings to senior management, while coordinating with stakeholders to facilitate sound underwriting decisions.

Qualifications

• CA/MBA/CFA or equivalent qualification.
• 5–10 years in credit risk assessment, financial analysis, and loan structuring.
• Strong financial modeling, credit analysis, and MS Excel proficiency.

Responsibilities

• Conduct financial analysis including cash flow assessments and risk profiling of CRE borrowers.
• Review balance sheets, P&L statements and creditworthiness of potential borrowers.
• Track loan performance, flag risks, and assist in credit monitoring processes.
• Stay updated on CRE market trends, regulatory changes and industry developments.
• Prepare credit reports, risk assessments, and internal presentations for senior management review.
• Ensure adherence to internal policies and regulatory guidelines for credit underwriting.
• Work closely with business teams, credit committees and external agencies for smooth credit evaluation.

Skills

Financial modeling

Credit analysis

Risk assessment

Loan structuring

Education

CA

MBA (Finance)

CFA

Tools

MS Excel

Job description

Credit Manager Commercial Real Estate | Mumbai

We are looking for a Sr Credit Manager - Commercial Real Estate to join a growing financial services firm based in Mumbai.

Location: Mumbai

Industry: Financial Services

Key Responsibilities:

Credit Evaluation: Conduct financial analysis, including cash flow assessments and risk profiling of borrowers in the CRE sector.

Financial Due Diligence: Review balance sheets, P&L statements, and creditworthiness of potential borrowers.

Portfolio Monitoring: Track loan performance, flag risks, and assist in credit monitoring processes.

Industry & Market Analysis: Stay updated on CRE market trends, regulatory changes, and industry developments.

Reporting & Documentation: Prepare credit reports, risk assessments, and internal presentations for senior management review.

Regulatory Compliance: Ensure adherence to internal policies and regulatory guidelines for credit underwriting.

Stakeholder Coordination: Work closely with business teams, credit committees, and external agencies for smooth credit evaluation.

Desired Profile:

• Education: CA, MBA (Finance), CFA, or equivalent.
• Experience: 5-10 years in credit risk assessment, financial analysis, and loan structuring.
• Technical Skills: Strong financial modeling, credit analysis, and proficiency in MS Excel.
• Analytical Expertise: Ability to assess financial risks, borrower credibility, and loan structuring strategies.
• Communication: Excellent report-writing and presentation skills.