Senior Credit Manager - Commercial Real Estate

Intellectual Capital HR Consulting Pvt. Ltd.; Ahmedabad District; On-site; INR 1,800,000 - 2,800,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. seeks a Senior Credit Manager to oversee the Commercial Real Estate lending book in Ahmedabad District, India. You will evaluate credit risk, perform financial analysis and structure loans for CRE clients.

The ideal candidate has 5–10 years of experience in credit risk assessment within NBFC or banking, strong financial modelling and MS Excel skills, and proven ability to prepare detailed reports for senior management.

Qualifications

• 5–10 years in credit risk assessment and financial analysis.
• Experience in loan structuring within NBFC or banking sector.
• Strong financial modelling and credit analysis skills.
• Proficiency in MS Excel.
• Excellent report-writing and presentation skills.

Responsibilities

• Credit evaluation: financial analysis including cash flow assessments and risk profiling of CRE borrowers
• Financial due diligence: review balance sheets, profit and loss statements and creditworthiness
• Portfolio monitoring: track loan performance and assist in credit monitoring
• Industry and market analysis: stay current on CRE market trends and regulatory changes
• Reporting and documentation: prepare credit reports, risk assessments and internal presentations for senior management
• Regulatory compliance: ensure adherence to internal policies and regulatory guidelines for credit underwriting
• Stakeholder coordination: work with business teams, credit committees and external agencies

Skills

Credit risk assessment

Financial analysis

Loan structuring

Financial modelling

MS Excel

Report writing

Job description

An NBFC is hiring a Senior Credit Manager for its Commercial Real Estate lending book.

Key responsibilities:

• Credit evaluation: financial analysis including cash flow assessments and risk profiling of commercial real estate borrowers
• Financial due diligence: review balance sheets, profit and loss statements and the creditworthiness of potential borrowers
• Portfolio monitoring: track loan performance, flag risks and assist in credit monitoring processes
• Industry and market analysis: stay current on CRE market trends, regulatory changes and industry developments
• Reporting and documentation: prepare credit reports, risk assessments and internal presentations for senior management
• Regulatory compliance: ensure adherence to internal policies and regulatory guidelines for credit underwriting
• Stakeholder coordination: work with business teams, credit committees and external agencies

Candidate profile: 5-10 years in credit risk assessment, financial analysis and loan structuring within the NBFC or banking sector. Strong financial modelling and credit analysis skills, proficiency in MS Excel, and the ability to assess financial risk, borrower credibility and loan structuring strategies. Excellent report-writing and presentation skills.