Credit Manager Commercial Real Estate

Intellectual Capital HR Consulting Pvt. Ltd.; Gurugram District; On-site; INR 2,500,000 - 4,000,000; Full time

Job summary

Intellectual Capital HR Consulting Pvt. Ltd. invites applications for a Senior Credit Manager – Commercial Real Estate in Mumbai.

The role focuses on evaluating cash flows, creditworthiness, and loan structuring for CRE borrowers, with responsibilities spanning due diligence, portfolio monitoring, and regulatory compliance. Ideal candidates have CA/MBA/CFA credentials and 5–10 years in credit risk assessment and financial analysis, with strong MS Excel skills and excellent communication for

Qualifications

• Strong financial modeling and credit analysis capabilities.
• Proficient in MS Excel with advanced functions and modeling.
• Excellent written and verbal communication for reports and presentations.
• Ability to assess financial risks and borrower credibility.
• Experience in loan structuring and credit risk assessments.

Responsibilities

• Credit evaluation: analyze cash flows and risk profiles for CRE borrowers.
• Financial due diligence: review balance sheets, P&L statements and creditworthiness.
• Portfolio monitoring: track loan performance and flag risks for timely action.
• Industry & market analysis: monitor CRE trends, regulations and developments.
• Reporting & documentation: prepare credit reports and risk assessments for senior management.
• Regulatory compliance: ensure adherence to internal policies and regulatory guidelines.
• Stakeholder coordination: work with business teams, credit committees, and external agencies.

Skills

Financial modeling

Credit analysis

MS Excel

Communication

Analytical expertise

Loan structuring

Education

CA

MBA (Finance)

CFA

Job description

Credit Manager Commercial Real Estate | Mumbai

We are looking for a Sr Credit Manager - Commercial Real Estate to join a growing financial services firm based in Mumbai.

Location: Mumbai

Industry: Financial Services

Key Responsibilities:

• Credit Evaluation: Conduct financial analysis, including cash flow assessments and risk profiling of borrowers in the CRE sector.
• Financial Due Diligence: Review balance sheets, P&L statements, and creditworthiness of potential borrowers.
• Portfolio Monitoring: Track loan performance, flag risks, and assist in credit monitoring processes.
• Industry & Market Analysis: Stay updated on CRE market trends, regulatory changes, and industry developments.
• Reporting & Documentation: Prepare credit reports, risk assessments, and internal presentations for senior management review.
• Regulatory Compliance: Ensure adherence to internal policies and regulatory guidelines for credit underwriting.
• Stakeholder Coordination: Work closely with business teams, credit committees, and external agencies for smooth credit evaluation.

Desired Profile:

• Education: CA, MBA (Finance), CFA, or equivalent.
• Experience: 5-10 years in credit risk assessment, financial analysis, and loan structuring.
• Technical Skills: Strong financial modeling, credit analysis, and proficiency in MS Excel.
• Analytical Expertise: Ability to assess financial risks, borrower credibility, and loan structuring strategies.
• Communication: Excellent report-writing and presentation skills.