Senior Business Development Manager

WIZZMONI; Bathinda, Rampura Phul; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

WIZZMONI invites applications for a Senior Business Development Head – Gold Loan at Rampura Phul. You will report to the Branch Head and lead the Business Development function, shaping sales strategy and driving growth of the gold loan portfolio.

You will build a strong customer base, analyze market trends, ensure KYC/compliance, and oversee end-to-end deal closure while enhancing customer experience and revenue for the branch.

Qualifications

• Bachelor's Degree/ Masters Degree will be preferred
• 5+ years of experience in Gold Loan
• Good product knowledge, market knowledge and technical understanding of our business
• Strong customer base
• Well versed with MS Word and Excel

Responsibilities

• Generate business leads through various channels
• Cross-sell third-party products
• Achieve business plan targets in terms of net revenue
• Ensure Compliance, KYC and documentation of products assigned
• Conduct market studies to analyze trends and track competitors
• Build and nurture clientele for regular business flow
• Strategize promotional activities to penetrate the branch market
• Manage productivity and performance
• Drive customer acquisition
• Enhance customer experience and cross selling
• Promote business growth

Skills

Gold Loan experience

Strong customer base

Product knowledge

Market knowledge

MS Word and Excel

Education

Bachelor's Degree / Masters Degree

Tools

MS Word

Excel

Job description

JOB DETAILS

Position Title: Senior Business Development Head Gold Loan

Work Location: Rampura Phul

Reports to: Branch Head

Department: Business Development

Function: LAG

JOB PURPOSE

This position is accountable for driving growth of assigned products through planning and execution of sales strategy and marketing activities. The incumbent builds on new customer base for business development.

KEY ACCOUNTABILITIES

maximum 12/14 accountability statements in the form of verb/noun/result area

Description

Performance Indicators

• Responsible for generating business leads through various channels
• Responsible for cross selling of third-party products
• Achievement of business plan targets in terms of net revenue
• Responsible for Compliance, KYC and documentation of products assigned
• Conducting detailed market study to analyze the latest market trends to track competitors activities for building a robust sales strategy
• Responsible to build and nurture clientele for regular business flow.
• Ability to strategize specific business promotional activities to penetrate the market of the assigned branch.
• Productivity and performance management
• Customer acquisition
• Customer experience and cross selling.
• Business promotion

JOB CONTEXT: a general commentary of any aspects of the job that do not fit logically in the other sections e.g. current projects, operating context/environment

Responsible for maintaining cordial environment at work

COMMUNICATIONS & WORKING RELATIONSHIPS

Internal: Branch Head, Regional Head

External: New Customers

FRAMEWORKS, BOUNDARIES, & DECISION-MAKING AUTHORITY: Define the nature of policy/procedure/instruction constraints and the nature of reporting relationships with the boss as well as any relevant financial sign-off authorities

QUALIFICATIONS, EXPERIENCE, & SKILLS: Define the skills, knowledge and experience specific to the job in question (includes generic skills)

1. Bachelor's Degree/ Masters Degree will be preferred

2. 5+ years of experience in Gold Loan

3. Good product knowledge, market knowledge and technical understanding of our business

4. Strong customer base

5. Well versed with MS Word and Excel

COMPETENCIES

1. Communication Skills: Effective communicator with good writing skills

2. Presentation Skills: Effective and engaging presentation techniques for the variety of customers

3. Negotiation Skills: Effective bargaining and sales skills

4. Interpersonal Skills: Ability to interact well with the team and functions. Show respect in all forms of communication

5. Analytical Skills: Ability to apply logical thinking while performing the job