Senior Business Analyst

Digit Life Insurance; Bengaluru; On-site; INR 900,000 - 1,500,000; Full time

Job summary

Digit Life Insurance in Bengaluru is seeking a techno-functional specialist to bridge business and IT in life insurance products. You will liaise with Sales, Underwriting, Actuary, Operations, Claims and Finance; drive requirement elicitation, system design, and sprint planning.

Strong knowledge of Indian life insurance processes, SQL, APIs, and experience with Java/microservices will help deliver end-to-end solutions.

Qualifications

• Deep knowledge of Indian life insurance processes and customer journeys.
• Experience in Finance, commissions, and accounting.
• Hands-on SQL and API integration experience.
• Techno-functional expertise for system/applications.
• Excellent communication and interpersonal skills.

Responsibilities

• Liaise with internal teams (Sales, Underwriting, Actuary, Operations, Claims and Finance) and external partners to ensure mutual understanding of processes and applications.
• Requirement elicitation and system solution designing.
• Define the customer journey.
• Coordinate with the development team on project planning and deliveries.
• Weekly sprint planning along with Product Managers.
• Understand business priority and drive the Business process/development team.

Skills

Life insurance domain knowledge

Finance, commissions & accounting

Agent commissions understanding

Quote to Buy/Servicing journey

SQL

API integration

Java

Microservices

Web services

Communication skills

Job description

Qualifications

• Strong knowledge of the Indian life insurance products with working experience in Finance, commission and accounting or agent commissions part
• Deep Knowledge of the Indian insurance process (quote, policy issuance, servicing, finance, claims ) and respective customer journeys.
• Expertise in Quote to Buy/Servicing journey is a must
• Hands‑on experience with SQL and API Integration
• Techno functional experience is a must which will help in implementing the requirement from a system/ application point of view.
• In‑depth Understanding of Java, microservices, and web services is an added advantage
• Experience in product configuration/rating is an added advantage
• Excellent communication/interpersonal skills

Job Requirements

• Liaise with the internal business team (Sales, Underwriting, Actuary, Operations, Claims and Finance) and external partners to ensure a mutual understanding of processes and applications. Requirement elicitation and System solution designing.
• Define the customer journey.
• Coordination with the development team on project planning & deliveries.
• Weekly Sprint planning along with Product Managers.
• Understand business priority and drive the Business process/development team.