National Payments Corporation of India (NPCI) | Full Time
Senior Associate State Government Relationship - North
The National Payments Corporation of India (NPCI) is a pivotal institution in India's digital payments ecosystem, established by the Reserve Bank of India (RBI) and the Indian Banks’ Association (IBA). It operates under the Payment and Settlement Systems Act, 2007, and is incorporated as a a "Not for Profit" company under Section 25 of the Companies Act 1956 (now Section 8 of the Companies Act 2013). NPCI is dedicated to building world-class digital payment infrastructure through innovative and efficient retail payment platforms. As an Equal Opportunity Employer, NPCI is committed to fostering an inclusive workplace culture, with zero tolerance for discrimination based on race, ethnicity, disability, gender identity, or sexual orientation, including support for the LGBTQ+ community.
Our Culture
TheNPCIWAY OurGuidingPrinciples
At NPCI, we foster a culture of Inclusion, Innovation, and a High-Performance Workplace .
The NPCIWAY isnotjustaframework - it'sasharedcommitmentbyevery individual to align with our evolving business needs, dynamic market conditions, and workforce expectations.
FiveTenetsoftheNPCIWAY
- ForwardThinkingMind-Set
- CustomerFirst
- LeadWith Purpose
- PassiontoDeliver
- AllSucceedTogether
Employee Perks and Benefits
Insurance&Wellness
- ComprehensiveCoverage :Medical,accidental,andlifeinsurance.
- Employee Assistance Program : Onsite medical center, financial/legal counselling, mental wellness.
- AnnualWellnessBouquet :Holisticwellbeingsupport
Family &Childcare:
- ParentalLeave :Inclusivematernityandpaternityleave.
- Nanny at home Support: Assistance for Working Parents
Mobility&Lifestyle:
- MobilityBenefits :Relocation,transfers,andtravelsupport.
- HomeLoanInterestSupport :Upto50%reimbursement*.
- MobileReimbursement :Newhandsetevery2years.
- CarLease,SalaryAdvance,SubsidizedMeals.
- Reward&RecognitionProgram.
- TechnologyInnovation: PatentsandIPRightspolicy.
RetirementPlanning:
- ProvidentFund(PF) and Gratuity Contributions .
Why Join Us
At NPCI, you'll be part of a purpose-driven organization shaping the future of digital payments in India and beyond. NPCI offers a unique opportunity to work on cutting-edge projects that directly impact millions. We foster a culture of innovation, inclusion, and high performance, where every individual is empowered to lead with purpose and deliver with passion. With a strong focus on employee wellbeing, continuous learning, and collaborative success, NPCI is more than just a workplace - it's a platform to grow, contribute, and make a meaningful difference.
Support and strengthen relationships with Central and State Government entities through continuous engagement, business development, operational excellence, and solution-led discussions. Drive adoption of NPCI products, and credit-linked initiatives while ensuring seamless operations and maximizing business revenues.
Experience & Qualification
- 2-5 years of experience in Business Development, Relationship Management, Government Business, Banking, BFSI, Fintech, Payments, or Credit Operations.
- MBA/PGDM in Marketing, Finance, Banking, or equivalent preferred.
- Experience working with Government Departments, Banks, Financial Institutions, PFMS, Digital Payments will be preferred.
Key Accountabilities
Government Relationship Management
- Build and maintain strong relationships with State Government Departments, and ecosystem partners.
- Conduct regular business reviews with Government stakeholders to discuss transaction volumes, operational performance, and adoption of NPCI products.
- Act as a single point of contact for issue resolution, grievance management, and business escalation support.
Business Development
- Position NPCI's payment, collection, and credit-enablement solutions to Government entities.
- Identify new opportunities for product placement, transaction growth, and expansion of NPCI services.
- Gather business requirements from Government departments and coordinate internal stakeholders for solution development and implementation.
Payments & Operations
- Monitor operational performance, mandate processing, transaction success rates, and compliance with NPCI operating guidelines.
- Support Government departments in onboarding, implementation, and adoption of NPCI products.
- Coordinate with banks, sponsor banks, technology partners, and operational teams for seamless service delivery.
Credit & Lending Initiatives
- Support Government-sponsored credit programs, financial inclusion initiatives, and digital lending use cases.
- Engage with Banks, NBFCs, and Government agencies to identify opportunities for integrating payment and credit ecosystems.
- Analyze credit-linked transaction trends and recommend strategies to improve loan disbursement, repayment collection, and beneficiary experience.
- Monitor key credit performance indicators and assist in preparing business cases for new credit products and partnerships.
Analytics & Reporting
- Collect competitive intelligence and market insights related to payments and credit ecosystems.
- Prepare Information Sheets (IS), business reports, presentations, management updates, and revenue analysis.
- Track product adoption, transaction growth, portfolio performance, and business impact across Government programs.
Success Metrics
- Growth in transaction volumes and revenues
- Increased adoption of NPCI products across Government departments
- Successful implementation of credit-linked and payment initiatives
- Customer satisfaction and stakeholder engagement scores
- Timely resolution of operational and business issues
- Identification and conversion of cross-sell and upsell opportunities