Senior Associate - Client Insights

Australia and New Zealand Banking Group Limited; Bengaluru; Hybrid; INR 1,800,000 - 2,400,000; Full time

Job summary

Australia and New Zealand Banking Group Limited in Bengaluru is seeking a Senior Associate - Client Insights to lead complex client analyses spanning capital structure, liquidity, and M&A, while guiding junior team members. The role collaborates with Relationship Bankers and product partners to deliver insights that improve origination, cross-sell, and risk management.

The Senior Associate works with onshore CIS teams across locations, leveraging strong financial modelling and communication

Qualifications

• 6+ years in a similar or related role in Institutional Banking or Financial Services.
• Capital structuring, risk assessment and credit-rating experience (S&P Global, Moody's, Fitch methodologies).
• Exposure to Debt Capital Markets and risk management products (FX, rates, commodities).
• Preparation of pitch books, client presentations or credit papers; supporting relationship bankers.
• Data analysis, visualization or process automation with financial databases/research platforms.

Responsibilities

• Lead financial, credit and industry analysis for priority Institutional clients, incl. capital structure optimisation and M&A assessment.
• Translate complex data into clear, client-ready insights for origination and cross-sell.
• Review models and client materials for accuracy and relevance.
• Develop client presentations and industry campaigns to support relationship banking.

Skills

Financial modelling

Capital structure

Stakeholder mgmt

Leadership

Advanced Excel

M&A analysis

Education

CFA

Tools

Excel

Financial databases

Research platforms

Job description

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Senior Associate - Client Insights

Department: Insto Relationship International Client Insights

Division: Institutional

About Us

At ANZ, we're shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our customers. Our Institutional bank helps our largest customers move trade and capital around the region, providing our people with great opportunities to build their technical expertise and their careers.

About the Role

The Client Insights & Solutions (CIS) team develops actionable insights and solutions that help priority Institutional clients achieve their strategic objectives and manage challenges. The team supports ANZ Institutional to originate higher-returning transactions, improve cross-sell and deepen senior client engagement, and to differentiate ANZ as a leading relationship bank.

The Senior Associate is a senior member of the Bengaluru CIS team. The role leads complex client analyses and initiatives, acts as a subject matter expert in capital structure, liquidity, M&A, credit and risk management, and guides junior team members. The Senior Associate works closely with the onshore CIS teams, relationship bankers and product partners.

The role contributes to ANZ 2030 priorities: customer-first propositions, simplicity and productivity, resilience and strong risk management, and higher-returning growth. It does this through high-quality, insight-led work for Institutional clients, efficient delivery through the global operating model, and strong quality and risk discipline.

What will your day look like?

• Lead financial, credit and industry analysis for priority Institutional clients, including capital structure optimisation, M&A assessment, credit analysis, financial modelling, working capital reviews and sector research.
• Translate complex data into clear, client-ready insights that support origination, cross-sell opportunities and senior client engagement.
• Review financial models and client materials to ensure accuracy, quality and relevance.
• Develop client presentations and industry campaigns that support relationship banking and product teams.
• Partner with Relationship Bankers, Product Specialists and onshore CIS teams to understand client needs, define deliverables and drive outcomes.
• Maintain effective stakeholder communication and proactively manage timelines and priorities.
• Lead cross-functional initiatives across Relationship, Product and Business Execution teams.
• Incorporate stakeholder feedback to continuously improve deliverables and client value.
• Mentor and coach Analysts and Senior Analysts, supporting project delivery and professional development.
• Review team outputs to ensure high-quality, client-ready standards.
• Promote collaboration, continuous improvement and knowledge sharing across Bengaluru and onshore teams.
• Drive process improvements, automation opportunities and analytical tool enhancements.
• Support a strong risk and compliance culture by adhering to ANZ policies and identifying and mitigating risks

What will you bring?

To grow and be successful in this role, you will ideally bring the following:

• 6+ years in a similar or related role, preferably in Institutional Banking or Financial Services
• Capital structuring, risk assessment and credit-rating or shadow rating experience (S&P Global, Moody's, Fitch methodologies)
• Exposure to Debt Capital Markets and risk management products, including advising on FX, interest rate and commodity price risk
• Preparation of pitch books, client presentations, credit papers or research reports; supporting relationship bankers and onshore or cross-border teams
• Data analysis, visualization or process automation, and experience with financial databases and research platforms
• Industry qualifications (e.g. CFA) are highly regarded
• Subject matter expertise in corporate finance areas such as M&A, capital structure, liquidity and risk management, including analyzing and advising on complex transactions
• Advanced financial modelling, with the ability to structure complex financial and industry analyses
• Strong understanding of financial statements, accounting principles and relevant regulatory frameworks
• Proficiency in Microsoft Excel and other data analysis tools
• Excellent written and verbal communication and stakeholder management, with a track record of working across locations and teams
• Leadership capability, including coaching, quality review and managing work to successful outcomes
• Structured, evidence-based approach, with attention to detail and ownership of output quality

So why join us?

ANZ is a place where big things happen as we work together to provide banking and financial services across more than 30 markets. With more than 7,500 people, our Bengaluru team is the bank's largest technology, data and operations centre outside Australia. In operation for over 33 years, the centre is critical in delivering the bank's strategy and making an impact for our millions of customers around the world. Our Bengaluru team not only drives the transformation initiatives of the bank, it also drives a culture that makes ANZ a great place to be. We're proud that people feel they can be themselves at ANZ and 90 percent of our people feel they belong.

We know our people need different things to be great in their role, so we offer a range of flexible working options, including hybrid work (where the role allows it). Our people also enjoy a range of benefits including access to health and wellbeing services.

We want to continue building a diverse workplace and welcome applications from everyone. Please talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability or access requirements, let us know how we can provide you with additional support.