Security Platform Eng Senior Analyst

Accenture; Chennai District; On-site; INR 300,000 - 500,000; Full time

Job summary

A leading consulting firm is seeking a Business Advisory Associate in Chennai, Tamil Nadu. This role focuses on managing commercial loan portfolios, ensuring compliance, and maintaining data accuracy. Ideal candidates have 1-3 years in Banking Services and hold a BBA, BCom, or MBA. You will solve routine problems and interact with your team to meet the necessary standards. Strong communication skills and an analytical mindset are essential. Opportunities to suggest process improvements are encouraged.

Qualifications

• 1 to 3 years of experience in Banking Services.
• Bachelor's degree or Master’s in Business Administration.
• Ability to maintain data accuracy and ensure compliance.

Responsibilities

• Manage servicing for commercial loan portfolios.
• Ensure compliance with legal and credit agreements.
• Perform quality control checks and maintain servicing records.

Skills

Banking Services - Core Banking

Problem-solving skills

Written and verbal communication

Analytical proactive skills

Education

BBA

BCom

Master of Business Administration

Tools

Loan IQ

AFS

ACBS

nCino

Job description

About the Role

Skill required: Banking Services - Core Banking

Designation: Business Advisory Associate

Qualifications: BBA/BCom/Master of Business Administration

Years of Experience: 1 to 3 years

What would you do

The Loan Servicing Analyst is responsible for end-to-end servicing and maintenance of commercial loan portfolios, including bilateral, participation, and syndicated facilities in both agented and non-agented arrangements. This role ensures accurate execution of loan servicing events such as rate resets, billing, payments, advances and draw downs. Also need to maintain data accuracy, ensure compliance with legal and credit agreements, and uphold operational excellence across the commercial lending lifecycle. Develop and deliver core banking solutions for the applications that process the essential functions of banks, including account management, interest calculations, cash deposits and withdrawals processing, customer management and product management.

What are we looking for

• Loan Servicing Operations: Perform daily servicing activities for bilateral and participation loans, including fundings, renewals, paydowns, interest capitalization, and rate adjustments. Maintain accurate and timely updates in servicing systems (Loan IQ, AFS, ACBS, nCino, or equivalent). Ensure all transactions comply with loan documentation, credit approvals, and system controls.
• Participation Syndicated Loan Servicing: Manage both agented and non-agented participation structures, ensuring accurate communication and fund flows between participating institutions. For agented deals, act as operational point of contact for participant banks managing notices, interest rate resets, and remittance schedules.
• Data Integrity & Documentation Control: Review and validate loan setups, amendments, and servicing data against executed agreements. Maintain complete servicing records, notices, and payment advices for audit readiness.
• Compliance Risk Management: Ensure adherence to internal policies, credit terms, and U.S. regulatory requirements (FDIC, OCC, SOX, etc.). Identify and elevate discrepancies or potential control breaches promptly.

Account Reconciliations. Banking, Financial Services Investment Banking. Adaptable and flexible. Commitment to quality. Problem‑solving skills. Written and verbal communication. Realize responsibility and complete the task at hand and on time. Involves moderate level of independent decision‑making. Good oral and written communication are must since the process involves sending emails to client/closers for all deals. Performs quality control checks and collects all the back‑ups that were used to onboard the loan. Adhere 100% compliance to Process related Policies, Guidelines and Controls. Suggest and implement process improvements and synergies on an ongoing basis. Commercial Lending Credit Services. Basic accounting and economic concepts. Analytical proactive skills.

Roles and Responsibilities

In this role you are required to solve routine problems, largely through precedent and referral to general guidelines. Your expected interactions are within your own team and direct supervisor. You will be provided detailed to moderate level of instruction on daily work tasks and detailed instruction on new assignments. The decisions that you make would impact your own work. You will be an individual contributor as part of a team, with a predetermined, focused scope of work. Please note that this role may require you to work in rotational shifts.

Qualification

BBA, BCom, Master of Business Administration