Retail Credit Manager

G2G Consultancy & Services; Pune District; On-site; INR 1,350,000 - 1,650,000; Full time

Job summary

G2G Consultancy & Services in Pune is seeking a Retail Credit Manager for a banking/ NBFC client. The role requires 2–3 years of relevant experience and involves analysing, underwriting and managing retail loan portfolios including Home Loans, LAP, and other products.

You will coordinate loan processing through disbursement, conduct due diligence and KYC, build relationships with DSAs and financial consultants, and ensure proper documentation and risk controls across the Mortgage portfolio in

Qualifications

• 2–3 years of relevant experience in retail credit.
• Experience analysing Home Loans, LAP, and other retail banking products.
• Strong due diligence, credit checks, and policy-compliant credit assessment.

Responsibilities

• Analysing/underwriting of Home Loan, Loan against Property, Lease Rental Discounting, and any other retail products offered by the bank.
• Due Diligence / Credit Checks / Credit analysis, Credit assessment of Loan, as per credit policy.
• Coordination with the Business department for processing of loan till final disbursement.
• Developing, maintaining and managing relationships with business generators like DSAs, Connectors, Chartered Accountants other financial consultants.
• Responsible for maintaining a good loan portfolio for the Mortgage business in the region
• Undertaking site visits of properties to be mortgaged and residences of borrowers, as well ensure due diligence and KYC of borrowers.
• Ensuring proper documentation and Disbursement of retail Loans, following up and Clearing PDD
• Thorough knowledge of various Retail Banking products.
• Understanding the intricacies of various cases and filtering them so that only appropriate cases are put up for approval.

Skills

Credit analysis

Due diligence

Relationship management

Loan underwriting

Job description

1. Role – Retail Credit Manager (1 Nos)

Location – Pune

Industry – Banking / NBFC

Relevant Required Experience – 2-3 years min.

Salary Range – As per industry Standard (max 15 Lakhs )

The role description is mentioned below:

– Analysing/underwriting of Home Loan, Loan against Property, Lease Rental Discounting, and any other retail products offered by the bank.

– Due Diligence / Credit Checks / Credit analysis, Credit assessment of Loan, as per credit policy.

– Coordination with the Business department for processing of loan till final disbursement.

– Developing, maintaining and managing relationships with business generators like DSAs, Connectors, Chartered Accountants other financial consultants.

– Responsible for maintaining a good loan portfolio for the Mortgage business in the region

– Undertaking site visits of properties to be mortgaged and residences of borrowers, as well ensure due diligence and KYC of borrowers.

– Ensuring proper documentation and Disbursement of retail Loans, following up and Clearing PDD< /span>

– Thorough knowledge of various Retail Banking products.

– Understanding the intricacies of various cases and filtering them so that only appropriate cases are put up for approval.