Relationship Officer - Business Development and Client Relationship Management

Muthoot Fincorp Limited; Anantapuram; On-site; INR 250,000 - 420,000; Full time

Job summary

Muthoot FinCorp Limited is seeking a Relationship Officer to source business from open market and connectors to hit targets set by the Branch. The role emphasizes building quality portfolios across processing centers and ensuring regulatory compliance.

Key tasks include developing new relationships, empanelling connectors monthly, and generating leads through cold calls and daily sales outreach. Local market knowledge and strong communication are essential.

Qualifications

• Minimum qualification: Any Graduate/Non Graduate.
• Experience: 6 months to 1+ years in a similar industry.

Responsibilities

• Drive business growth by identifying new opportunities and building relationships with key stakeholders.
• Source and empanel new connectors every month.
• Find new micro markets and empanel quality referral partners to scale Micro LAP business.
• Work in the area assigned by the Branch Business Manager and generate leads.
• Cold calling to the potential customer base to generate business.
• Daily sales calls as per the plan submitted to BBM.

Skills

Good communication

Local market knowledge

Understanding of mortgage loans

Regulatory knowledge

Collaboration

Education

Any Graduate/Non Graduate

Job description

Relationship Manager Relationship Officer Role Profile Role Title: Relationship Officer Designation: Relationship Officer Function: SULB/ Business Administrative Reporting: Branch Business Manager Functional Reporting: Branch Business Manager Dec 2024 Job Purpose: The primary responsibility of the Relationship Officer is to source business from the open market and connectors to achieve business targets as per the organizational goal.

ROLE SPECIFICATION Role Title Relationship Officer Employee Interviewed Reports To Branch Business Manager Company Muthoot FinCorp Limited Function/Department Secured & Unsecured Lending Business Written By Johnson & Parthasarthi Approved By (Jobholder) Approved By (Immediate Superior) Date (Written On) 11 th Dec’24

ROLE SUMMARY

Relationship officer is to source business from the open market and connectors to achieve business targets as per the organizational goal. Relationship Officer will be responsible for maintaining quality portfolios across all the processing centers. RO needs to follow all necessary regulatory requirements and compliance.

KEY RESPONSIBILITIES

• Business Development Drive business growth by identifying new business opportunities, developing relationships with key stakeholders.
• He needs to source and empanel new connectors on every month
• To find new micro markets and empanel good quality referral partners to scale up Micro LAP business.
• Work in the Area assigned by the Branch Business Manager and generate leads
• Cold Calling to the potential customer base to generate business
• Daily Sales Calls as per the Plan submitted to BBM
• To find, nurture and develop excellent relationships with the Referral Partners and Connectors

KEY CHALLENGES

Technology

KEY DECISIONS TAKEN

NIL

KEY INTERACTIONS

• Internal Stakeholders
• External Stakeholders
• Credit
• Legal
• Technical Operations
• Customers
• Connectors
• External Legal team
• TEAL MAATRUM (legal & technical)

KEY ROLE DIMENSIONS

Geographical Coverage- No of Direct Reportees- Total Team Size - Portfolio - 50 to 100 KM Nill Nill

KEY SKILLS & BEHAVIOURAL ATTRIBUTES

• Good communication, including local language and interpersonal skills.
• Good understanding of the local geographical market.
• Knowledge of business mortgage loans, products, processes, and regulations
• Knowledge upgrading on latest regulatory norms.
• Good in collaboration with internal & external partners.

EDUCATION / EXPERIENCE

Minimum Qualification: Any Graduate/Non Graduate Nature of Experience: 6 months to 1+ Years experience in similar industry.