Regional Credit Manager

Enploy; Uttarakhand; On-site; INR 1,500,000 - 2,100,000; Full time

Job summary

Enploy is seeking a Regional Credit Manager to oversee underwriting for various loan products and ensure policy compliance. The role drives growth with strong credit discipline and leadership of the regional team.

Responsibilities include evaluating loan applications, approving limits within authority, and monitoring credit performance to provide insights. Collaboration with sales and regulators is essential for market expansion and portfolio health.

Qualifications

• Must oversee the credit underwriting process for multiple loan products.
• Ability to evaluate loan applications and approve limits within authority.
• Strong understanding of credit risk and policy adherence.

Responsibilities

• Lead the regional credit team to high performance.
• Ensure compliance with credit policies and regulatory requirements.
• Identify and mitigate risks to maintain a healthy credit portfolio.
• Partner with sales teams to drive growth while maintaining credit discipline.
• Monitor credit performance metrics and provide actionable insights.
• Build and maintain relationships with clients, business partners, and regulators.

Skills

Credit underwriting

Risk management

Team leadership

Stakeholder management

Sales collaboration

Job description

Regional Credit Manager

Credit Underwriting & Approval

• Manage and oversee the credit underwriting process for various loan products.
• Evaluate loan applications and approve credit limits within the set authority.

Policy Compliance & Risk Management

• Ensure adherence to credit policies, procedures, and regulatory requirements.
• Identify and mitigate risks to maintain a healthy credit portfolio.

Team Leadership & Development

• Lead, guide, and mentor the regional credit team to achieve high performance.
• Foster a culture of excellence and accountability.

Collaboration with Sales Teams

• Partner with sales teams to drive growth while maintaining strong credit discipline.
• Support strategies for market expansion and customer acquisition.

Performance Monitoring & Reporting

• Monitor credit performance metrics and generate actionable insights.
• Address underperforming areas and implement corrective measures.

Stakeholder Management

• Build and maintain relationships with clients, business partners, and regulatory authorities.