Quality Executive - Retail MFB

Tata Capital; Cuttack; On-site; INR 600,000 - 900,000; Full time

Job summary

Tata Capital in Odisha, Cuttack seeks skilled professionals to join its credit underwriting team. You will review loan applications, determine credit worthiness, and ensure compliance with policy while coordinating with cross-functional teams to meet financing needs.

The role emphasizes thorough KYC, documentation, and risk-aware decision making to protect assets and uphold regulatory standards. This position is on-site and offers opportunities within a major financial services provider.

Responsibilities

• Underwrite loans, disburse funds, and evaluate collateral per laid down policies and procedures.
• Adhere to agreed SLAs and timelines for assigned activities.
• Protect company assets by evaluating credit requests, establishing credit limits, and ensuring proper documentation and collateral.

Job description

Responsibilities

• Responsible for personal discussion of cases as per the laid down policies & procedures and maintain strict adherence to quality.
• Adhere to agreed SLAs and timelines in completing the activities assigned.
• A skill set of underwriting, disbursements, collateral, coordination with cross function sales operation function
• Responsible for protecting company assets through proper evaluation of all credit requests, establishing credit limits and ensuring that all loans granted are adequately documented and secured by the appropriate collateral
• Ensure proper communication of credit decisions to Stakeholders.
• Responsible for improving underwriting efficiencies while ensuring adequate risk management

Other Responsibilities

Responsible for Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances and ICQ Observation Closure

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