Quality Executive - Retail MFB - Credit - Wanaparthy - Krishna Devaraya Nagar - J Grades

Tata Capital; Wanaparthy; On-site; INR 300,000 - 600,000; Full time

Job summary

Tata Capital is seeking a credit underwriting professional in India to handle case discussions, ensure policy adherence, and maintain quality in loan approval processes. The role involves strict SLA compliance, cross-functional coordination, and vigilant risk management to protect assets.

Responsibilities include underwriting, disbursement processing, collateral checks, KYC verification, and ensuring proper documentation and communication of decisions to stakeholders.

Qualifications

• Underwriting of credit proposals and risk assessment.
• Disbursement processing with adherence to policies.
• Collateral evaluation and securing loans.
• Cross-functional coordination with sales and operations.

Responsibilities

• Discuss credit cases per policies and maintain quality.
• Adhere to SLAs and timelines for activities.
• Protect company assets via proper evaluation and documentation.
• Communicate credit decisions to stakeholders.
• Improve underwriting efficiency while managing risk.
• Perform loan account verification, KYC checks, and document checks.

Skills

Underwriting

Disbursement processing

Collateral evaluation

Risk management

KYC

Job description

Job Description:

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• o Responsible for personal discussion of cases as per the laid down policies & procedures and maintain strict adherence to quality.
• o Adhere to agreed SLAs and timelines in completing the activities assigned.
• o A skill set of underwriting, disbursements, collateral, coordination with cross function sales operation function
• o Responsible for protecting company assets through proper evaluation of all credit requests, establishing credit limits and ensuring that all loans granted are adequately documented and secured by the appropriate collateral
• o Ensure proper communication of credit decisions to Stakeholders.
• o Responsible for improving underwriting efficiencies while ensuring adequate risk management

Responsible for Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances and ICQ Observation Closure