Quality Executive - Retail MFB - Credit - Badami - Bangar Shettar Complex - J Grades

Tata Capital; Bagalkote; Presencial; INR 600.000 - 1.000.000; Jornada completa

Descripción de la vacante

Tata Capital is seeking an experienced Credit Underwriter in India to handle case discussions, ensure adherence to policies, and protect company assets through thorough evaluation of credit requests and collateral documentation.

The role emphasizes risk management, timely decision communication to stakeholders, and improvements in underwriting efficiency while meeting quality standards and SLAs. This position requires strong coordination with sales and operation teams.

Formación

• Experience in loan underwriting and credit evaluation.
• Knowledge of KYC checks, income/expense assessment, and document verification.
• Ability to assess risk and establish appropriate credit limits.
• Familiarity with bank passbook verification and collateral documentation.

Responsabilidades

• Underwrite and document loan requests with collateral evaluation.
• Adhere to SLAs and timelines for assigned activities.
• Coordinate with cross-functional sales/operations teams.
• Communicate credit decisions clearly to stakeholders.
• Improve underwriting efficiency while maintaining risk controls.

Conocimientos

Underwriting

Disbursements

Collateral evaluation

Cross-functional coordination

Sales operations liaison

Descripción del empleo

Job Description:

o Responsible for personal discussion of cases as per the laid down policies & procedures and maintain strict adherence to quality.
o Adhere to agreed SLAs and timelines in completing the activities assigned.
o A skill set of underwriting, disbursements, collateral, coordination with cross function sales operation function
o Responsible for protecting company assets through proper evaluation of all credit requests, establishing credit limits and ensuring that all loans granted are adequately documented and secured by the appropriate collateral
o Ensure proper communication of credit decisions to Stakeholders.
o Responsible for improving underwriting efficiencies while ensuring adequate risk management

Responsible for Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances and ICQ Observation Closure

Requirements: