Quality Executive - Retail MFB - Credit - Sathyamangalam - Rangasamuthiram - J Grades

Tata Capital; Erode; Presencial; INR 450.000 - 750.000; Jornada completa

Descripción de la vacante

Tata Capital is seeking an experienced Credit Underwriter in Tamil Nadu to assess lending proposals, verify documentation, and ensure compliant, timely decisions. The role demands strict adherence to policies, SLAs, and quality standards across loan processing.

The candidate will manage collateral evaluation, risk assessment, and effective communication with stakeholders, while driving underwriting efficiency and robust risk controls within the loan portfolio.

Formación

• Underwriting loans and evaluating risks.
• Coordinating with sales and operations to process credit requests.
• Ensuring adherence to policies, procedures and quality standards.

Responsabilidades

• Adhere to quality standards in personal discussion of cases and adhere to SLAs.
• Improve underwriting efficiencies while maintaining risk controls.
• Communicate credit decisions clearly to stakeholders.

Conocimientos

Underwriting

Disbursements

Collateral evaluation

Cross-functional coordination

Policy compliance

Risk management

Herramientas

KYC Verification

Bank document checks

ICQ Observation

Descripción del empleo

Job Description:

o Responsible for personal discussion of cases as per the laid down policies & procedures and maintain strict adherence to quality.
o Adhere to agreed SLAs and timelines in completing the activities assigned.
o A skill set of underwriting, disbursements, collateral, coordination with cross function sales operation function
o Responsible for protecting company assets through proper evaluation of all credit requests, establishing credit limits and ensuring that all loans granted are adequately documented and secured by the appropriate collateral
o Ensure proper communication of credit decisions to Stakeholders.
o Responsible for improving underwriting efficiencies while ensuring adequate risk management

Responsible for Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances and ICQ Observation Closure

Requirements: