Quality Executive - Retail MFB - Credit

Tata Capital Finance Ltd; Vellur; On-site; INR 300,000 - 600,000; Full time

Job summary

Tata Capital Finance Ltd is seeking a Quality Executive for Retail MFB - Credit, based in Gudiyattam (Vinayagapuram). The role focuses on credit evaluation, adherence to policies, and timely decision communication to stakeholders.

Key duties include underwriting, collateral assessment, KYC verification, and cross-functional coordination to improve underwriting efficiency while managing risk and protecting company assets.

Qualifications

• Responsible for personal discussion of cases as per policies and procedures.
• Adhere to SLAs and timelines in completing activities.
• Involved in underwriting, disbursements, collateral and cross-functional coordination.
• Protect company assets through evaluation of credit requests and securing collateral.
• Communicate credit decisions to stakeholders and manage risk.

Responsibilities

• Discuss and evaluate cases as per laid-down policies.
• Ensure timely completion of activities in line with SLAs.
• Verify collateral, credit limits and loan documentation.
• Coordinate with cross-functional sales and operations teams.
• Perform KYC checks and income/expense assessments, and monitor compliance.

Skills

Underwriting

Disbursements

Collateral

KYC

Credit decisions

Documentation

Job description

Quality Executive - Retail MFB - Credit - Gudiyattam - Vinayagapuram - J Grades 11308

• Responsible for personal discussion of cases as per the laid down policies & procedures and maintain strict adherence to quality.
• Adhere to agreed SLAs and timelines in completing the activities assigned.
• A skill set of underwriting, disbursements, collateral, coordination with cross function sales operation function
• Responsible for protecting company assets through proper evaluation of all credit requests, establishing credit limits and ensuring that all loans granted are adequately documented and secured by the appropriate collateral
• Ensure proper communication of credit decisions to Stakeholders.
• Responsible for improving underwriting efficiencies while ensuring adequate risk management Responsible for Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances and ICQ Observation Closure