Quality Executive

Tata Capital; Sivasagar; On-site; INR 400,000 - 640,000; Full time

Job summary

Tata Capital in Assam is seeking an experienced credit underwriter to assess loan requests, perform KYC checks, verify documents, and determine collateral requirements. You will protect company assets by evaluating credit requests, setting credit limits, and ensuring proper loan documentation.

You will adhere to policies, meet SLAs, and coordinate with cross-functional sales and operations while contributing to risk management to improve underwriting efficiency.

Responsibilities

• Responsible for personal discussion of cases as per the laid down policies & procedures and maintain strict adherence to quality.
• Adhere to agreed SLAs and timelines in completing the activities assigned.
• A skill set of underwriting, disbursements, collateral, coordination with cross function sales operation function
• Responsible for protecting company assets through proper evaluation of all credit requests, establishing credit limits and ensuring that all loans granted are adequately documented and secured by the appropriate collateral
• Ensure proper communication of credit decisions to Stakeholders.
• Responsible for improving underwriting efficiencies while ensuring adequate risk management

Job description

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• o Responsible for personal discussion of cases as per the laid down policies & procedures and maintain strict adherence to quality.
• o Adhere to agreed SLAs and timelines in completing the activities assigned.
• o A skill set of underwriting, disbursements, collateral, coordination with cross function sales operation function
• o Responsible for protecting company assets through proper evaluation of all credit requests, establishing credit limits and ensuring that all loans granted are adequately documented and secured by the appropriate collateral
• o Ensure proper communication of credit decisions to Stakeholders.
• o Responsible for improving underwriting efficiencies while ensuring adequate risk management

Responsible for Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances and ICQ Observation Closure