Product Specialist

ALD Automotive; Gurugram District; On-site; INR 800,000 - 1,400,000; Full time

Job summary

Ayvens is seeking a Product Manager to shape the next generation of retail financial products. You will lead product design, run pilots, analyze markets, and drive data-informed decisions across sales, operations, credit and marketing.

Collaborate with IT, finance and risk teams to craft end-to-end journeys from acquisition to retention, monitor performance, and push for innovation and growth. Strong Excel/Power BI skills and stakeholder influence are essential.

Qualifications

• Bachelor’s degree in business, Finance, or related field (MBA preferred).
• 5-8 years of experience in product management, retail finance, lending, or similar domains.

Responsibilities

• Product Design: Develop/refine product offerings aligned with market demand; run pilots and assess success.
• Market Analysis: Conduct in-depth market studies to identify trends and opportunities; analyze customer behavior.
• Data Analysis: Analyze market and customer data to drive decision-making and prioritize initiatives.
• Strategic Planning: Collaborate with cross-functional teams to build offerings and go-to-market plans.
• Performance Monitoring: Track success via key metrics and provide data-driven recommendations.
• Innovation: Propose out-of-the-box solutions to address gaps and differentiate offerings.
• Growth/Uptake: Drive product uptake via digital platforms.

Skills

Product lifecycle management

Retail ecosystems (B2C/B2B2C)

Data analytics

Excel

PowerPoint

Product tools

Stakeholder management

Communication skills

Market research

Financial modeling & pricing

Education

Bachelor’s in business/finance

MBA preferred

Tools

Power BI

MS Excel

Product tools

Job description

At Ayvens, progress starts with you.

Our ambitions to shape the future of sustainable mobility are powered by our talent. Join us, and get better with every move.

Key Skills

• Product lifecycle management
• Understanding of retail, B2C and B2B2C ecosystems
• Data analytics and insight generation
• Proficiency in MS Excel, PowerPoint, and product tools
• Strong communication and stakeholder management skills

Key Responsibilities:

• Product Design: Develop/refine product offerings that align with market demand, ensuring a balance between risk management, profitability, and customer acceptance. Run product pilots and assess success.
• Market Analysis: Conduct in-depth market studies to identify trends and opportunities. Analyze customer behavior, feedback and upgrade product specifications
• Data Analysis: Analyze market and customer data to drive decision-making and prioritize product development initiatives.
• Strategic Planning: Work closely with cross-functional teams, including sales, operations, credit, risk, marketing, IT/Digital and finance, to build offerings and go-to-market plans. Develop end to end journeys from acquisition to retention.
• Performance Monitoring: Track success of product initiatives through key metrics and make data-driven recommendations for improvement, such as customer acquisition, activation, usage, and retention.
• Innovation: Think creatively to propose out-of-the-box solutions that address market gaps and differentiate the company s offerings from competitors. Leverage of digital technology to create competitive advantage.
• Growth/Product Uptake: In collaboration with Marketing Performance teams, drive product uptake via Ayvens digital platforms

Professional Skills

• Proven track record in launching and managing retail products
• Strong analytical skills with the ability to translate data into actionable insights
• Structured problem-solving with a results-oriented mindset
• Excellent communication and presentation skills, with ability to influence stakeholders
• Ability to work across departments. Collaborative.
• Proficiency in Excel, Power BI (or similar tools) and market research techniques
• Understanding of financial modeling, pricing, and unit economics
• Familiarity with Agile/Lean product development methodologies/Project management (preferred)

Qualifications:

• Bachelor s degree in business, Finance, or related field (MBA preferred)
• 5-8 years of experience in product management, retail finance, lending, or similar domains
• Strong understanding of retail customer segments and financial products

Why Ayvens

With over 3.4 million vehicles managed across more than 42 countries, we provide full-service leasing, flexible subscription services, fleet management services and multi-mobility solutions to customers of all sizes, including large corporates, SMEs, professionals, and private individuals. By leveraging our unique position to lead the way to net zero and further shape the digital transformation of the industry, we are well-positioned to meet the evolving mobility needs of our clients and provide them with the solutions they need to thrive.

At Ayvens, we believe that our success is driven by our commitment to customer satisfaction. Our team is dedicated to delivering innovative solutions and technology-enabled services that help our customers focus on their everyday business. We re committed to sustainable mobility and have made it a core part of our strategy. In everything we do, we re guided by the principles of authenticity, curiosity, commitment and collaboration. We aim to foster an organisation thats diverse in people and ideas, where everyone can thrive and be themselves, no matter who they are.

Join us on this exciting journey as we continue to enable the transformation towards large scale adoption of sustainable mobility and provide our customers with the solutions they need to succeed. Follow our page for the latest updates, news, and insights.