Product Manager 2

Moneyview; Bengaluru Urban; On-site; INR 1,200,000 - 1,800,000; Full time

Job summary

Moneyview in Bengaluru seeks an experienced Product Manager for lending/credit products. You will own the product roadmap, translate regulatory requirements into design, and work with data teams to derive insights for decision making.

You will collaborate with engineering and analytics to improve user journeys, ensure compliance, and deliver AI-enabled features for intelligent underwriting and personalized offers.

Qualifications

• 5-8 years of work experience in a product management role, preferably in fintech, lending, or credit products.
• Experience with product-led journeys for financial products, ideation and funnel improvements
• Nice to have: Lending or credit product flows, loan origination journeys, underwriting experiences, and repayment flows in Indian digital finance
• Deep understanding of lending ecosystem, RBI/NBFC regulatory requirements, FLDG norms, KYC/AML compliance, and India’s credit infrastructure
• Good track record in designing product solutions to solve business problems with high-quality customer experience
• Ability to create a strategic product roadmap and get buy-ins from senior stakeholders
• Experience in working with Engineering to drive the product roadmap through multiple release cycles
• Strong analytical skills with SQL, Python, and BigQuery for data analysis and experiments
• Experience in leading cross-functional teams to deliver new products/services
• Ability to work in a fast-paced environment with changing requirements
• Understanding of RBI digital lending guidelines, Fair Practices Code, KYC/AML norms, and DPDPA
• Ownership mindset with handling sensitive data and data governance practices
• Familiarity with AI/ML workflows and collaboration with data science teams for AI-native features

Responsibilities

• Develop a deep understanding of lending flows, credit lifecycle, and underwriting logic to translate into decisions
• Conduct in-depth user research to understand needs, pain points, and behaviours
• Define product roadmap using data, metrics, and qualitative inputs
• Own product/business metrics for features and releases
• Create quality PRDs and collaborate with Engineering and UI/UX for releases
• Analyze product performance against ROI and KPIs to drive improvements
• Work with large datasets using SQL, Python, and BigQuery to derive insights
• Collaborate with teams and senior leadership to drive product agenda
• Ensure compliance with RBI guidelines, Fair Practices Code, KYC/AML, and DPDPA
• Work with legal/compliance to mitigate regulatory risks
• Govern access to sensitive data with privacy-by-design across development
• Partner with data science/ML teams to ideate and ship AI-native lending features

Skills

Product management

Data analysis

SQL

Python

BigQuery

Stakeholder management

Regulatory knowledge

AI/ML collaboration

Cross-functional leadership

Roadmapping

Tools

SQL

Python

BigQuery

BI tools

Data pipelines

Job description

• 5-8 years of work experience in a product management role, preferably in fintech, lending, or credit products.
• Experience with product-led journeys for financial products, ideation and funnel improvements
• Nice to have: Proven experience building lending or credit product flows, loan origination journeys, underwriting experiences, and repayment flows in Indian digital finance.
• Deep understanding of the lending ecosystem, customer behavior, RBI/NBFC regulatory requirements, FLDG norms, KYC/AML compliance, and India’s credit infrastructure
• Good track record in designing product solutions to solve business problems. Obsessed with providing the highest quality product and experience to the customer
• Ability to create a strategic product roadmap to achieve business objectives and get buy-ins from senior stakeholders. Effectively use 80/20 to identify projects/initiatives with biggest impact
• Experience in working with Engineering to drive the product roadmap. Ability to organize, manage, and prioritize tasks with engineering through multiple product release cycles
• Strong analytical skills with hands-on experience working with large datasets; proficiency in SQL, Python, and Big Query for data analysis, experimentation, and insight generation. Comfortable working directly with data pipelines and BI tools to drive data-informed decisions
• Experience in leading cross-functional teams in delivery of new products or services
• Ability to work in a fast-paced environment where the requirements are constantly changing
• Sound understanding of compliance and regulatory requirements in the Indian lending landscape — including RBI guidelines, Fair Practices Code, digital lending norms, data localization, and privacy obligations (DPDPA). Ability to embed regulatory thinking into product design from day one
• High ownership mindset with strong accountability for outcomes, especially in a sensitive data environment. Experience handling PII, financial data, and credit bureau data responsibly, with a solid grasp of data governance and security best practices
• Fair understanding of AI/ML workflows and the ability to collaborate with data science teams to build AI-native product features — such as smart underwriting, personalized loan offers, intelligent nudges, and conversational loan servicing. Curiosity to leverage LLMs and generative AI in building next-gen lending experiences

As a Product Manager you will:

• Develop a deep understanding of your product area -lending flows, credit lifecycle, underwriting logic, and the broader Indian lending ecosystem -and translate that into impactful product decisions
• Conduct in-depth user research to understand user needs, pain points, and behaviors.
• Use data, metrics and qualitative customer inputs to define the product roadmap for the short, medium and long term.
• Own the product/business metrics for features & product releases
• Create quality PRDs, work and with Engineering and UI/UX team to deliver product releases with top notch app experiences.
• Constantly analyse the product performance against ROI, KPIs, and other metrics to improve performance.
• Work hands-on with large datasets using SQL, Python, and BigQuery to analyze user behavior, monitor product health, run experiments, and generate actionable insights.
• Collaborate with different teams and senior leadership to drive the product agenda.
• Ensure all product features and flows adhere to applicable regulatory frameworks -RBI digital lending guidelines, Fair Practices Code, KYC/AML norms, and DPDPA.
• Work closely with the legal and compliance teams to proactively identify and mitigate regulatory risks before they become blockers.
• Manage and govern access to sensitive customer data (PII, financial records, bureau data) with strong data stewardship practices. Drive privacy-by-design principles across product development.
• Partner with data science and ML teams to ideate, prioritize, and ship AI-native lending features -such as intelligent credit decisioning, personalized offer engines, risk-based pricing, and AI-powered customer servicing — with a keen understanding of model inputs, outputs, and product trade-offs