Product Manager

ABC - Aditya Birla Housing Finance Limited; Maharashtra; On-site; INR 900,000 - 1,400,000; Full time

Job summary

ABC - Aditya Birla Housing Finance Limited in Maharashtra, India seeks a Product Manager to lead strategy, development, and launch of secured lending products. You will manage the product lifecycle from ideation to implementation and drive pricing, profitability, and performance analytics with the Business Head and CBO.

The role requires 2–5 years in product management within housing finance or related banking sectors; strong analytical, presentation, and stakeholder management skills; and BRD

Qualifications

• Experience in Product Management for Housing Finance or Mortgage Lending.
• Strong understanding of secured lending products and lifecycle management.
• Experience in pricing strategy and market research.
• Ability to collaborate with cross-functional teams and drive BRDs.

Responsibilities

• Develop, launch, and manage secured lending products.
• Drive product lifecycle from ideation to implementation.
• Lead pricing, profitability, and portfolio analytics.
• Coordinate product updates and digital content for compliance and customer focus.
• Engage with Sales, Credit, Risk, Operations, Analytics, and Compliance teams.
• Present product performance insights to leadership.

Skills

Product Management

Housing Finance

Product Development

Product Launches

Pricing & Profitability

Portfolio Analytics

Market Research

Stakeholder Management

BRD Preparation

Digital Transformation

Process Improvement

Project Management

Data Analytics

Education

CA/MBA/PGDM

Job description

Key Result Areas

• Product Strategy & Development
• Develop, launch, and manage secured lending products.
• Identify emerging opportunities to expand product penetration and market share.
• Drive product lifecycle management from ideation to implementation.
• Drive product-related website updates, ensuring accurate, compliant, and customer-centric digital content.
• Pricing & Profitability
• Manage product pricing, fee structures, and profitability metrics.
• Conduct portfolio analytics to identify growth opportunities and improve business performance with engagement with Business Head & CBO
• Monitor product performance and recommend corrective and strategic actions.
• Benchmark products and processes against industry peers and competitors.
• Customer & Channel Engagement
• Engage with customers and channel partners to understand market requirements.
• Drive product adoption initiatives and sales enablement programs.
• Gather market feedback and translate insights into product enhancements.
• Support business development initiatives to improve acquisition and retention.
• Business Transformation & Stakeholder Management
• Collaborate with Sales, Credit, Risk, Operations, Technology, Analytics, and Compliance teams.
• Assist in Business Requirement Documents (BRDs) and drive technology-led product enhancements.
• Lead cross-functional projects related to process improvements, automation, and digital transformation.
• Present product recommendations and performance insights to leadership teams.
• Process Excellence & Compliance
• Enhance customer journeys and operational processes to improve turnaround time and customer experience.
• Work closely with Risk and Credit teams to optimize policies and product programs.
• Ensure products remain compliant with regulatory and internal governance requirements.
• Drive continuous process improvements to support business scalability.

Preferred Qualifications

• CA/ MBA/ PGDM from a reputed institution.
• 2-5 years of experience in Product Management, Housing Finance, Mortgage Lending, Banking, NBFC, or Retail Lending.
• Strong understanding of secured lending products, product lifecycle management, and portfolio analytics.
• Experience in pricing strategy, market research, product rollout, and stakeholder management.
• Strong analytical, problem-solving, presentation, and communication skills.

Key Skills

• Product Management
• Housing Finance & Mortgage Products
• Product Development & Launches
• Product Pricing & Profitability
• Portfolio Analytics
• Market Research & Competitive Benchmarking
• BRD Preparation & Requirement Gathering
• Process Improvement & Digital Transformation
• Stakeholder Management
• Project Management
• Data Analytics