Principal Product Manager - Payments

usemultiplier.com; Chennai District; On-site; INR 6,000,000 - 9,000,000; Full time

Job summary

Multiplier is seeking a Principal Product Manager – Payments & Finance to architect global pay-in/pay-out infrastructure for a worldwide customer base. You will own the P&L for Payments & Finance and lead partnerships with banks, PSPs, and networks to deliver scalable fintech solutions.

Lead end-to-end product lifecycle with engineering, compliance, and operations, launching innovative payments features across 120+ countries. This high-impact role is based in India.

Qualifications

• 8+ years in product management, with at least 5+ years in payments, banking, or fintech.
• Proven experience in building global payment systems (cross-border pay-ins & pay-outs).
• Strong partnership experience with banks, PSPs, and payment networks.
• Experience owning P&L and delivering measurable business impact.
• Deep understanding of payment flows, FX, compliance, and reconciliation processes.
• Track record of 0–1 product launches and scaling fintech products globally.
• Excellent communication and stakeholder management skills, with executive-level influence.
• Comfortable working in a fast-paced, high-growth environment with distributed teams.

Responsibilities

• Design & build best-in-class global pay-in and pay-out infrastructure, ensuring scalability, compliance, and cost efficiency.
• Lead end-to-end product lifecycle from strategy, requirements, and roadmap to launch and scale.
• Directly own the Payments & Finance P&L, driving revenue growth and margin optimization.
• Launch the next generation of fintech products for our global workforce (wallets, FX, cards, etc.).
• Forge strategic partnerships with banks, PSPs, card networks, and cross-border payment providers.
• Work closely with engineering to build secure, high-performing payment systems integrated with partners.
• Partner with compliance, risk, and finance to ensure regulatory adherence.
• Monitor and optimize payment success rates, FX spreads, settlement times, and operational efficiency.
• Stay ahead of fintech/payments trends to inform strategy.

Skills

Product management

Payments domain

P&L ownership

Partnership management

Cross-functional collaboration

Executive stakeholder management

Job description

About us:

The global hiring revolution is shaping a future where talent can thrive everywhere, driving innovation and progress on a global scale.

Multiplier is at the forefront of this change. By removing barriers and simplifying global hiring, we’re creating a level playing field where businesses and individuals – (like you) – can compete, grow, and succeed, regardless of geography.

Multiplier empowers companies to hire, onboard, manage, and pay talent in 150+ countries, quickly and compliantly. Our mission is to build a world without limits, where ambitious businesses can look beyond borders to build their global dream teams.

Our unified employment platform, complete with world-class EOR, AOR and Global Payroll products, means it has never been easier to seize the global hiring opportunity.

We’re backed by some of the best in the business, (Sequoia, DST, and Tiger Global), are led by industry-leading experts, scaling fast, and seeking brilliant like-minded enthusiasts to join our team. The future is borderless. Let’s build it together.

About the Role

We are looking for a Principal Product Manager – Payments & Finance to architect and deliver the next generation of global pay-in and pay-out infrastructure for our worldwide customer base. You will directly own the P&L for Payments & Finance and lead the creation of fintech products that serve the global workforce across 120+ countries.

You’ll shape product strategy, build strong partnerships with banks, payment service providers (PSPs), and cross-border payment networks, and work closely with engineering, design, compliance, and operations teams to launch market-leading solutions.

What You’ll Do

• Design & build best-in-class global pay-in and pay-out infrastructure, ensuring scalability, compliance, and cost efficiency
• Lead end-to-end product lifecycle from strategy, requirements, and roadmap to launch and scale
• Directly own the Payments & Finance P&L, driving revenue growth and margin optimization
• Launch the next generation of fintech products for our global workforce, including wallets, FX, virtual & physical cards, and alternative payment methods
• Forge strategic partnerships with banks, PSPs, card networks, and cross-border payment providers to expand coverage and improve economics
• Work closely with engineering to build secure, high-performing payment systems integrated with multiple financial partners
• Partner with compliance, risk, and finance teams to ensure adherence to local and global regulationsMonitor and optimize payment success rates, FX spreads, settlement times, and operational efficiency
• Stay ahead of industry trends in fintech, payments, and global payroll to inform product strategy

What We’re Looking For

• 8+ years in product management, with at least 5+ years in payments, banking, or fintech
• Proven experience in building global payment systems (cross-border pay-ins & pay-outs)
• Strong partnership experience with banks, PSPs, and payment networks
• Experience owning P&L and delivering measurable business impact
• Deep understanding of payment flows, FX, compliance, and reconciliation processes
• Track record of 0–1 product launches and scaling fintech products globally
• Excellent communication and stakeholder management skills, with experience influencing at the executive level
• Comfortable working in a fast-paced, high-growth environment with distributed teams

Why Join Us?

• Build products used by a global workforce in 120+ countries
• Shape the future of global payments infrastructure
• Work with a passionate, diverse team solving complex cross-border challenges

Opportunity to own a high-impact P&L and product charter in a rapidly growing fintech company