Payment Lifecyle Manager

JPMorganChase; Mumbai; On-site; INR 4,500,000 - 7,000,000; Full time

Job summary

JP Morgan Chase in Mumbai seeks a Senior Vice President to lead the Transaction Approval Group within the Corporate & Investment Bank. You will oversee daily cash payments and securities settlement while guiding risk-informed decision making and governance across Operations, Risk, Product, and Controls.

You will drive strategic initiatives, partner with key stakeholders, and shape intraday credit exposure management.

Qualifications

• Demonstrate 10+ years of direct experience in Payments Operations
• Apply strong operational and credit risk management judgment in time-sensitive environments
• Make real-time, data-informed decisions and clearly defend actions against deadlines and controls
• Communicate effectively through concise senior-level updates and higher-level presentations
• Manage cash payment and securities settlement workflows with strong attention to detail and risk impact
• Collaborate across Risk, Operations, Client Service, Middle Office, and Product management stakeholders
• Lead teams with a strong controls mindset and demonstrable partnership skills

Responsibilities

• Oversee cash payments and securities settlement operations, including monitoring and approval activities that influence credit and intraday exposure
• Serve as a senior escalation point and accountable executive for urgent approvals and risk decisions
• Partner with Credit and Product to evaluate policy changes that may impact TAG processes and outcomes
• Maintain ongoing engagement with Controls to strengthen governance, documentation, and control discipline
• Enable Intelligent Automation initiatives by identifying opportunities and translating business needs for developers
• Validate delivered solutions by confirming measurable operational value and risk/control outcomes for TAG
• Lead TAG participation in platform transformation and modernization to support the target operating model
• Represent TAG in forums with Payments Operations, Custody, COS, regional teams, and key stakeholders
• Own TAG’s financial scorecard by tracking expenses, headcount, and key performance indicators
• Apply disciplined judgment, research, and investigation to support delegated authority approvals and exposure management
• Drive productive cross-business relationships to advance global strategy and day-to-day execution

Skills

Payments Ops

Credit risk

Leadership

Stakeholder mgmt

Automation

Platform modernization

Decision making

Cross-team collaboration

Risk governance

Job description

Join a high-impact control function at the heart of the Corporate & Investment Bank’s payments and settlement ecosystem. You’ll shape how we manage intraday credit exposure while enabling smarter, faster, and safer client outcomes. This is a visible leadership role with strong stakeholder partnership and transformation opportunity

Job Summary

As a Senior Vice President within the Transaction Approval Group in the Corporate & Investment Bank, you will lead the team while contributing directly to daily deliverables and medium/long-term initiatives. You will apply sound operational and credit risk management principles to oversee cash payments and securities settlement while partnering closely with Operations, Client Services, Credit, Product, and Controls. You will act as a subject matter expert for payment systems and processes and lead projects aligned to TAG’s core mandate and global strategy.

Job Responsibilities

• Oversee cash payments and securities settlement operations, including monitoring and approval activities that influence credit and intraday exposure
• Serve as a senior escalation point and accountable executive for urgent approvals and risk decisions
• Partner with Credit and Product to evaluate policy changes that may impact TAG processes and outcomes
• Maintain ongoing engagement with Controls to strengthen governance, documentation, and control discipline
• Enable Intelligent Automation initiatives by identifying opportunities and translating business needs for developers
• Validate delivered solutions by confirming measurable operational value and risk/control outcomes for TAG
• Lead TAG participation in platform transformation and modernization to support the target operating model
• Represent TAG in forums with Payments Operations, Custody, COS, regional teams, and key stakeholders
• Own TAG’s financial scorecard by tracking expenses, headcount, and key performance indicators
• Apply disciplined judgment, research, and investigation to support delegated authority approvals and exposure management
• Drive productive cross-business relationships to advance global strategy and day-to-day execution

Required Qualifications, Capabilities, and Skills

• Demonstrate 10+ years of direct experience in Payments Operations
• Apply strong operational and credit risk management judgment in time-sensitive environments
• Make real-time, data-informed decisions and clearly defend actions against deadlines and controls
• Communicate effectively through concise senior-level updates and higher-level presentations
• Manage cash payment and securities settlement workflows with strong attention to detail and risk impact
• Collaborate across Risk, Operations, Client Service, Middle Office, and Product management stakeholders
• Lead teams with a strong controls mindset and demonstrable partnership skills

Preferred Qualifications, Capabilities, and Skills

• Leverage experience in Global Funds Control environments and related operating models
• Utilize knowledge of Funds Control and Credit Risk systems to support approvals and exposure oversight
• Apply understanding of securities clearance and processing concepts to inform risk decisions
• Demonstrate familiarity with custody operations and stakeholder engagement models
• Bring working knowledge of foreign exchange and multi-currency services across client portfolios
• Drive Intelligent Automation delivery by shaping requirements, testing outcomes, and scaling adoption
• Lead or contribute meaningfully to platform transformation and modernization initiatives in operations/control functions