Payment Lifecyle Manager

JP Morgan Chase Bank; Mumbai; On-site; INR 3,500,000 - 6,000,000; Full time

Job summary

JP Morgan Chase, Mumbai, seeks a Senior Vice President to lead the Transaction Approval Group within the Corporate & Investment Bank. You will guide daily deliverables and medium/long-term initiatives, applying risk management to oversee cash payments and securities settlement while partnering with Operations, Client Services, Credit, Product, and Controls.

You will drive intelligent automation, oversee governance, and own the financial scorecard, with a focus on cross-functional collaboration

Qualifications

• 10+ years of direct experience in Payments Operations.
• Strong operational and credit risk judgment in time-sensitive environments.
• Ability to make real-time, data-informed decisions and defend actions.
• Effective communication with senior stakeholders and leadership.

Responsibilities

• Oversee cash payments and securities settlement operations and intraday exposure.
• Serve as escalation point for urgent approvals and risk decisions.
• Collaborate with Credit and Product on policy changes impacting TAG.
• Drive Automation initiatives by translating business needs for developers.
• Maintain governance, documentation, and control discipline with Controls.
• Lead platform transformation and modernization to support the target operating model.
• Represent TAG in forums with Payments Operations and regional teams.
• Track Expenses, headcount, and KPIs to own TAG’s financial scorecard.

Skills

Payments Operations

Credit risk management

Stakeholder management

Leadership

Data-informed decisions

Senior-level communication

Automation awareness

Tools

Funds Control systems

Automation tooling

Job description

Join a high-impact control function at the heart of the Corporate & Investment Bank’s payments and settlement ecosystem. You’ll shape how we manage intraday credit exposure while enabling smarter, faster, and safer client outcomes. This is a visible leadership role with strong stakeholder partnership and transformation opportunity

Job Summary

As a Senior Vice President within the Transaction Approval Group in the Corporate & Investment Bank, you will lead the team while contributing directly to daily deliverables and medium/long-term initiatives. You will apply sound operational and credit risk management principles to oversee cash payments and securities settlement while partnering closely with Operations, Client Services, Credit, Product, and Controls. You will act as a subject matter expert for payment systems and processes and lead projects aligned to TAG’s core mandate and global strategy.

Job Responsibilities

• Oversee cash payments and securities settlement operations, including monitoring and approval activities that influence credit and intraday exposure
• Serve as a senior escalation point and accountable executive for urgent approvals and risk decisions
• Partner with Credit and Product to evaluate policy changes that may impact TAG processes and outcomes
• Maintain ongoing engagement with Controls to strengthen governance, documentation, and control discipline
• Enable Intelligent Automation initiatives by identifying opportunities and translating business needs for developers
• Validate delivered solutions by confirming measurable operational value and risk/control outcomes for TAG
• Lead TAG participation in platform transformation and modernization to support the target operating model
• Represent TAG in forums with Payments Operations, Custody, COS, regional teams, and key stakeholders
• Own TAG’s financial scorecard by tracking expenses, headcount, and key performance indicators
• Apply disciplined judgment, research, and investigation to support delegated authority approvals and exposure management
• Drive productive cross-business relationships to advance global strategy and day-to-day execution

Required Qualifications, Capabilities, and Skills

• Demonstrate 10+ years of direct experience in Payments Operations
• Apply strong operational and credit risk management judgment in time-sensitive environments
• Make real-time, data-informed decisions and clearly defend actions against deadlines and controls
• Communicate effectively through concise senior-level updates and higher-level presentations
• Manage cash payment and securities settlement workflows with strong attention to detail and risk impact
• Collaborate across Risk, Operations, Client Service, Middle Office, and Product management stakeholders
• Lead teams with a strong controls mindset and demonstrable partnership skills

Preferred Qualifications, Capabilities, and Skills

• Leverage experience in Global Funds Control environments and related operating models
• Utilize knowledge of Funds Control and Credit Risk systems to support approvals and exposure oversight
• Apply understanding of securities clearance and processing concepts to inform risk decisions
• Demonstrate familiarity with custody operations and stakeholder engagement models
• Bring working knowledge of foreign exchange and multi-currency services across client portfolios
• Drive Intelligent Automation delivery by shaping requirements, testing outcomes, and scaling adoption
• Lead or contribute meaningfully to platform transformation and modernization initiatives in operations/control functions