Operations Analyst

Talent'd HR Solutions; Mumbai; On-site; INR 600,000 - 900,000; Full time

Benefits offered by this job

Health insurance

Retirement benefits

Professional development opportunities

Job summary

A leading financial services provider in Mumbai is seeking a candidate to assist with daily operational activities, focusing on compliance and efficiency in workflows. The role involves preparing credit documentation, coordinating with legal teams, and ensuring regulatory compliance. Candidates should hold a graduate or postgraduate degree and possess strong analytical and stakeholder coordination skills. This position offers the chance to work in a dynamic environment and contribute to process improvements.

Qualifications

• Strong IT capability for extracting and analyzing different reports.
• Understanding of trade finance and lending products.
• Basic knowledge of credit risk frameworks.

Responsibilities

• Assist different business units with daily operational tasks including processing and reporting.
• Prepare and review credit documentation.
• Coordinate with legal teams to amend or prepare credit documents.
• Ensure compliance with regulatory requirements.
• Conduct reconciliations of pledged securities.

Skills

Analytical thinking

Stakeholder collaboration

Process improvement

Risk management

Education

Graduate or postgraduate degree in any discipline

Tools

MS Excel

Job description

The role supports business teams with daily operational activities such as processing, reviewing, reporting, trading tasks, and resolving operational issues. The position focuses on maintaining efficient workflows and ensuring compliance with internal processes.

Accountabilities

• Assist different business units with daily operational tasks including processing, reporting, trade support, and issue resolution.
• Collaborate with teams across the bank to align and integrate operational processes.
• Identify opportunities to improve existing operational procedures and recommend enhancements.
• Develop and implement procedures and operational controls to reduce risk and maintain efficiency.
• Create reports and presentations on operational performance and share insights with internal stakeholders.
• Track industry trends and developments to adopt best practices in banking operations.
• Participate in projects and initiatives that aim to improve operational effectiveness.
• Perform assigned activities on time while maintaining high quality standards and focusing on continuous improvement.
• Build strong technical understanding within the assigned area and apply underlying operational principles.
• Guide and support team members when leadership responsibilities are assigned, including work allocation and coordination.
• Develop technical expertise and act as a point of reference within the work area when required.
• Collaborate with related teams and partner with other business functions.
• Take responsibility for operational outcomes and escalate policy or procedural breaches appropriately.
• Support the implementation of new policies or procedures introduced for risk mitigation.
• Advise and influence decisions within the assigned area of expertise.
• Manage risk and strengthen operational controls while delivering work in line with relevant regulations and codes of conduct.
• Maintain awareness of how the sub-function integrates with the wider organization and its products, services, and processes.
• Evaluate information carefully, make informed judgments, and resolve operational issues using established practices.
• Communicate complex information effectively and build relationships with stakeholders both within and outside the team.

All colleagues are expected to demonstrate the Barclays values of Respect, Integrity, Service, Excellence, and Stewardship. Employees should also embody the Barclays mindset of Empower, Challenge, and Drive.

Role Responsibilities

In this role, you will support the business in achieving its targets while ensuring compliance with regulatory standards, internal policies, and operational procedures. The role focuses on delivering accurate work within defined timelines while protecting the bank's interests through proper documentation and operational controls.

• Prepare and review credit documentation such as sanction letters, facility agreements, and security documents to ensure all approved conditions and covenants are correctly reflected.
• Coordinate with legal teams to amend or prepare credit documents according to approved sanction terms.
• Review executed documentation in line with corporate authorities of borrower and guarantor entities.
• Ensure required legal, compliance, and credit approvals are completed before issuing draft documentation to borrowers.
• Calculate drawing power to confirm sufficient limits are available for borrower transactions.
• Work with treasury and business teams to enable limits for facility disbursements.
• Review security perfection for facilities and escalate discrepancies in documentation to the front office.
• Conduct reconciliation of pledged securities internally and with external stakeholders such as PMRs and AMCs.
• Maintain and distribute MIS reports to relevant stakeholders.
• Digitally sign statutory forms on Registrar of Companies and government portals to create security in favor of the bank.
• Ensure safe custody of documentation and compliance with regulatory requirements before and after facility activation.
• Assist in audits by addressing observations from statutory, concurrent, regulatory, and internal audits.

Key Capabilities

• Strong analytical thinking and the ability to identify operational risks and control improvements.
• Ability to work accurately under pressure while managing multiple priorities.
• Experience collaborating with stakeholders including credit, compliance, legal, treasury, and product teams.
• Proactive approach to improving processes and automating manual tasks.
• Adaptability to changing business requirements while maintaining operational accuracy.

Essential Qualifications

• Graduate or postgraduate degree in any discipline.
• Strong IT capability for extracting and analysing different reports.
• Understanding of trade finance and lending products.
• Basic knowledge of credit risk frameworks, exposure guidelines, and policy standards.

Preferred Knowledge

• Familiarity with lending products such as Loan Against Marketable Securities (LAMs) and Short-Term Loans (STL).
• Awareness of regulatory circulars and updates.
• Exposure to credit documentation preparation and execution processes.

Assessment Focus

• Accuracy in credit documentation and operational processes.
• Analytical thinking and problem solving.
• Stakeholder coordination and collaboration.
• Risk awareness and control orientation.
• Attention to detail and the ability to meet defined turnaround times.
• Graduate or Postgraduate degree in any discipline

Barclays is a leading global financial services provider headquartered in London, United Kingdom. Founded in 1690, the company has grown into one of the world's most prominent multinational banks, offering a wide range of services including retail banking, corporate and investment banking, wealth management, and credit card services. With a workforce exceeding 80,000 employees across more than 40 countries, Barclays is committed to delivering innovative financial solutions and fostering sustainable growth for its clients and communities.

The company's mission centers on helping people achieve their ambitions in the right way, emphasizing integrity, service, and stewardship. Barclays has a strong market position in the UK and significant operations in the US and other international markets. In recent years, it has invested heavily in digital transformation, enhancing its online and mobile banking capabilities. Notably, Barclays has been recognized for its sustainability initiatives, including financing renewable energy projects and supporting green bonds, reflecting its commitment to responsible banking and environmental stewardship.