Manager Payments - BFS - GO/JC/4505/2026

Golden Opportunities; Bengaluru; On-site; INR 800,000 - 1,200,000; Full time

Job summary

Golden Opportunities in Bengaluru (Bangalore) seeks an Executive with 4+ years in payments. You will gather requirements, map processes, and coordinate with product, technology and operations to deliver payments channel integrations (H2H, API, file). This role is office-based.

You will work on ISO 20022 messaging, payment validation, cross-border wires, RTR, EFT, Interac, and other payment rails, driving data analysis and agile product delivery across teams.

Qualifications

• Experience in payments domain and end-to-end payment lifecycle.
• Proficient in requirements elicitation and documentation (epics, user stories).
• Strong data analysis and stakeholder management skills.
• Experience with agile delivery and cross-functional coordination.

Responsibilities

• Payments Domain Expertise, Requirements Elicitation & Documentation (Epics, User Stories, Acceptance Criteria), Process Mapping, Data Analysis, Stakeholder Management, Agile Delivery, Payments Channel Integrations (H2H, API, File), Experience working with Product, Technology and Operations teams
• ISO 20022 Messaging, Payment Validation Services, Beneficiary Validation, Wire Processing, Operational Workflow Knowledge, API & Data Mapping Analysis
• Enterprise payment transformation initiatives, Requirements management, Process redesign, Channel integration, Testing and implementation support
• Payments Canada payment systems expertise (RTR, EFT, Interac, Lynx), Requirements Elicitation & Documentation, End-to-End Payment Lifecycle Knowledge, Process Mapping, Data Analysis, Stakeholder Management, Agile Product Delivery Experience
• Payments Canada Standards, Commercial & Transaction Banking Products, Regulatory and Scheme Knowledge
• RTR initiatives, EFT modernization, Payments Canada compliance, Regulatory and scheme-driven changes
• Cross-Border Payments Expertise, Domestic & International Wires, SWIFT MT/MX Messaging, Correspondent Banking Concepts, FX Payment Flows, Requirements Elicitation & Documentation, Process Mapping, Data Analysis, Agile Product Delivery Experience
• ISO 20022 Messaging, CAMT Message Standards, Payment Investigations & Repair Workflows
• Wire modernization initiatives, SWIFT ISO migration, Cross-border payment transformation, Payment routing, Operational exception handling
• ACH & EFT Payment Processing, NACHA Fundamentals, Batch Payment Processing, Requirements Elicitation & Documentation, End-to-End Payment Lifecycle Knowledge, Process Mapping, Data Analysis, Stakeholder Management, Agile Product Delivery Experience
• Account Validation Services, Account Returns Management, Treasury Payment Products, ISO 20022 Knowledge
• ACH/EFT transformation initiatives, Bulk payment processing, Pre-validation services, Payment exception management, Originator onboarding and channel integrations
• Project & Program Management, Resource Planning & Capacity Management, Delivery Planning & Execution, RAID Management (Risks, Assumptions, Issues, Dependencies), Stakeholder Management, Agile & Waterfall Delivery Methodologies, Project Reporting & Executive Communications, Jira/Confluence, Cross-Functional Coordination (Business, Product, Technology, Operations)
• Payments Domain Expertise, Commercial & Transaction Banking Experience, Knowledge of NA Payment Rails

Skills

Payments

CHIPS

FEDWIRE

RTR

Interac

EFT

ACH

ISO 20022 Messaging

SWIFT

API Integrations

Data Analysis

Education

Any Graduate

Job description

Job Title: Executive

Job Location: Bangalore

Work Model: Mandatory Work from Office

Candidate Expectations

Total Experience of 4 + years

Skills – Payments, CHIPS, FEDWIRE, RTR, Interac, EFT, ACH

Education and Certification

Qualification: Any Graduate

Jd

Detailed Job Description

• Payments Domain Expertise, Requirements Elicitation & Documentation (Epics, User Stories, Acceptance Criteria), Process Mapping, Data Analysis, Stakeholder Management, Agile Delivery, Payments Channel Integrations (H2H, API, File), Experience working with Product, Technology and Operations teams
• ISO 20022 Messaging, Payment Validation Services, Beneficiary Validation, Wire Processing, Operational Workflow Knowledge, API & Data Mapping Analysis
• Enterprise payment transformation initiatives, Requirements management, Process redesign, Channel integration, Testing and implementation support
• Payments Canada payment systems expertise (RTR, EFT, Interac, Lynx), Requirements Elicitation & Documentation, End-to-End Payment Lifecycle Knowledge, Process Mapping, Data Analysis, Stakeholder Management, Agile Product Delivery Experience
• Payments Canada Standards, Commercial & Transaction Banking Products, Regulatory and Scheme Knowledge
• RTR initiatives, EFT modernization, Payments Canada compliance, Regulatory and scheme-driven changes
• Cross-Border Payments Expertise, Domestic & International Wires, SWIFT MT/MX Messaging, Correspondent Banking Concepts, FX Payment Flows, Requirements Elicitation & Documentation, Process Mapping, Data Analysis, Agile Product Delivery Experience
• ISO 20022 Messaging, CAMT Message Standards, Payment Investigations & Repair Workflows
• Wire modernization initiatives, SWIFT ISO migration, Cross-border payment transformation, Payment routing, Operational exception handling
• ACH & EFT Payment Processing, NACHA Fundamentals, Batch Payment Processing, Requirements Elicitation & Documentation, End-to-End Payment Lifecycle Knowledge, Process Mapping, Data Analysis, Stakeholder Management, Agile Product Delivery Experience
• Account Validation Services, Account Returns Management, Treasury Payment Products, ISO 20022 Knowledge
• ACH/EFT transformation initiatives, Bulk payment processing, Pre-validation services, Payment exception management, Originator onboarding and channel integrations
• Project & Program Management, Resource Planning & Capacity Management, Delivery Planning & Execution, RAID Management (Risks, Assumptions, Issues, Dependencies), Stakeholder Management, Agile & Waterfall Delivery Methodologies, Project Reporting & Executive Communications, Jira/Confluence, Cross-Functional Coordination (Business, Product, Technology, Operations)
• Payments Domain Expertise, Commercial & Transaction Banking Experience, Knowledge of NA Payment Rails