Business Analyst - Payments

Golden Opportunities; Bengaluru; On-site; INR 1,500,000 - 1,900,000; Full time

Job summary

Golden Opportunities in Bengaluru seeks a seasoned Business Analyst - Payments to gather, analyze, and document requirements for North American and Canadian payment systems, including CHIPS, Fedwire, ACH, EFT, RTR, and Interac.

You will collaborate with business stakeholders and technology teams to define payment processing workflows, perform gap analyses, and create BRDs/FRDs, user stories, and test scenarios to support payment solution implementations while ensuring banking standards

Qualifications

• 6+ years of experience as a business analyst in payments.
• Experience with North American and Canadian payment rails (CHIPS, Fedwire, ACH, EFT, RTR, Interac).
• Strong collaboration with stakeholders to define workflows and regulatory requirements.

Responsibilities

• Gather and document business requirements for payment systems.
• Collaborate with stakeholders to define processing workflows and integrations.
• Perform gap analyses and process improvements for payment platforms.
• Create BRDs, FRDs, user stories, and test scenarios for payment enhancements.
• Support UAT and ensure compliance with banking standards.

Skills

Payments domain

Requirements gathering

BRD/FRD creation

Education

Bachelor’s degree / MBA

Job description

Job Title: Business Analyst - Payments

Location: Bengaluru

Candidate Location: Anywhere

Candidate Specification: 6+ years of Experience

Education: Any Bachelor’s degree / MBA

Industry: IT / ITES

Job Description

• Gather, analyze, and document business requirements for North American and Canadian payment systems including CHIPS, Fedwire, ACH, EFT, RTR, and Interac.
• Collaborate with business stakeholders, product owners, and technology teams to define payment processing workflows, integrations, and regulatory requirements.
• Perform gap analysis, impact assessments, and process improvements across domestic and real-time payment platforms.
• Create BRDs, FRDs, user stories, process flows, and test scenarios to support payment system enhancements and implementations.
• Support UAT, defect management, and end-to-end delivery of payment solutions while ensuring compliance with banking and payment industry standards.