Manager - BSG

Equitas Small Finance Bank Ltd.; Chennai; On-site; INR 1,500,000 - 2,100,000; Full time

Job summary

Equitas Small Finance Bank is seeking a Manager - BSG in Chennai to own the product roadmap, P&L, and feature definitions for cards. The role covers acquisition, onboarding, and program optimization with a focus on user-centric experiences.

You will work with cross-functional teams to enhance payment flows, manage card portfolios, and balance risk with growth, across digital and offline channels.

Qualifications

• PG indicates postgraduate qualification.

Responsibilities

• Own the product roadmap, P&L, feature sets and tier/variant definitions (e.g., mainstream, millennial, or co-branded cards).
• Optimize digital and offline sales funnels, reduce drop-offs, and design friction-free UI/UX onboarding journeys.
• Monitor authorization performance, minimize transaction declines, and support capabilities like tokenization, contactless, UPI-on-Credit, and digital wallets.
• Collaborate with risk and underwriting teams to tune credit policies, monitor fraud patterns, analyze chargebacks, and maintain portfolio health.

Skills

PG

Job description

Posted On 15 Oct 2026

End Date 14 Nov 2026

Required Experience 1 - 21 years

Basic Section

No. Of Openings 1

External Title Manager - BSG

Employment Type Permanent

Employment Category Office

Organisational

Entity Equitas Small Finance Bank

Business Unit Assets

Division/Function (SBU) Credit Cards

Sub-Department Business Solutions

Generic Role Specialist

External Title (Job Role) Manager - BSG

Division Credit Cards

Zone South

State Tamil Nadu

Region Tamil Nadu

Branch Code 9999

Branch Name Head Office

Skills

Skill

PG

Working Language

Job Description

• Product & Portfolio Strategy: Own the product roadmap, P&L, feature sets, and tier/variant definitions (e.g., mainstream, millennial, or co-branded cards). [ 1 , 2 ]
• Acquisition & Onboarding: Optimize digital and offline sales funnels, reduce drop-offs, and design friction-free UI/UX onboarding journeys. [ 1 ]
• Payment & Transaction Optimization: Monitor authorization performance, minimize transaction declines, and support capabilities like tokenization, contactless, UPI-on-Credit, and digital wallets (working with networks like Visa, Mastercard, and RuPay). [ 1 ]
• Risk & Fraud Management: Collaborate with risk and underwriting teams to tune credit policies, monitor fraud patterns, analyze chargebacks, and maintain portfolio health. [ 1 ]