Branch Manager - Retail

Equitas Small Finance Bank Ltd.; Punjab; On-site; INR 900,000 - 1,300,000; Full time

Job summary

Equitas Small Finance Bank invites applications for a Branch Manager - Retail in the Mortgages department. The role is permanent and belongs to the Inclusive Banking - SBL division, North Zone, Branch Code 15022.

You will lead the retail and new product targets with focus on collections, PAR reduction, profitability and portfolio quality. The position requires a strong leadership presence, strategic orientation, and a customer-centric approach to drive sustainability and transformation

Qualifications

• Position : Branch Manager
• High Performance

Responsibilities

• Achieve defined business targets for M-LAP, Agri productwise and new products
• Achieve defined targets for MF products
• Achieve 100% collections target for Retail and New Product
• Aim for 100% reduction in PAR
• Improve profitability (PAT) against targets
• Maintain portfolio quality: OD% on 12 month book and GNPA
• Manage team attrition and incentives
• Improve process orientation with training per team member

Skills

Strategic Business Orientation

Leadership

Through Sustainability

Innovation Led Transformation

Customer Focus

Education

Bachelor of Arts

Bachelor of Commerce

Bachelor of Science

Job description

End Date 01 Nov 2026

Required Experience NA

No. Of Openings 1

External Title Branch Manager - Retail

Employment Type Permanent

Employment Category Field

Organisational

Entity Equitas Small Finance Bank

Business Unit Assets

Division/Function (SBU) Inclusive Banking - SBL

Department Mortgages

Sub-Department Business

Generic Role Branch Manager

External Title (Job Role) Branch Manager - Retail

Division Inclusive Banking - SBL

Zone North

Branch Code 15022

Skills

Skill

Strategic Business Orientation Leadership Through Sustainability Innovation Led Transformation Customer Focus

Bachelor of Arts Bachelor of Commerce Bachelor of Science

Key Result Areas
Position : Branch Manager

High Performance

S.NO. DESIRED RESULT WEIGHTAGE KEY PERFORMANCE INDICATOR Annexure

• 1 Achieve the defined Business Targets for M-LAP & Agri Productwise and New Product 25% % of Achievement Annexure 1
• 2 Achieve the defined Business Targets for MF 10% % of Achievement Annexure 2
• 3 Ensure achievement of 100% collections target set for the branch for Retail & New Product. 15%
  % of regular Collections for both Retail & New Product Annexure 3
• 4 Ensure achievement of 100% achievement of PAR reduction 10% % of PAR reduction Annexure 4
• 5 Profitability 10% PAT(Target Vs Actual) Annexure 5
• 6 Overall Porfolio Quality 10% OD% on 12 Month Book-No. of cases
  GNPA%
  Annexure 6
• 7 Team Management 5% Attrition % and Team Earning Incentive Annexure 7
• 8 Process Orientation 5% Average Mandays of Training per Team Member Annexure 8